A serious crash can upend life in an instant. If you were injured in an auto accident in Gloucester City or anywhere in Camden County, you deserve clear guidance and steady advocacy. New Jersey’s insurance rules, medical billing, and deadlines can be confusing when you’re recovering. The Law Office of Edward Appel helps injured people navigate the process, protect their rights, and pursue fair compensation for medical care, wage loss, and pain. From first call to final resolution, our focus is on your recovery and results. We handle communications with insurers so you can focus on healing and getting life back on track.
Auto accident cases require prompt action, careful documentation, and a plan tailored to your situation. Whether your collision happened on the Walt Whitman Bridge approach, Market Street, or a neighborhood road in Gloucester City, local knowledge matters. We evaluate fault, explore all available coverage, and build a claim that reflects the full impact of your injuries. Our firm is based in New Jersey and represents clients in Camden County with personal attention and responsiveness. If you have questions about medical bills, transportation, or missed work, we’re here to provide answers and a path forward, one step at a time.
Quick guidance after a collision can preserve evidence, secure treatment, and prevent avoidable mistakes. Insurers move fast, often seeking recorded statements and releases that can reduce your recovery. Having counsel handle communications allows you to focus on medical care while your claim is documented properly. We help coordinate benefits under New Jersey PIP, track out-of-pocket costs, and develop proof of lost wages and future care. Early involvement also helps identify additional coverage, such as uninsured or underinsured motorist protection, that may significantly affect the outcome. The sooner we engage, the better positioned we are to protect your rights and pursue a fair result.
At the Law Office of Edward Appel, we represent people and families across New Jersey in personal injury, criminal defense, and DUI matters. Our injury practice is built on careful preparation, open communication, and a commitment to the details that move cases forward. We know Camden County roads, local medical providers, and the insurers that regularly handle claims here. Clients work directly with our office, receive regular updates, and can reach us when questions arise. From minor impact collisions to serious highway crashes, we pursue the medical records, witness statements, and damage documentation needed to support your claim and position it for resolution.
New Jersey uses a no-fault system for medical benefits called Personal Injury Protection, or PIP. That means your own policy typically pays medical bills up to your selected limit, no matter who caused the crash. However, fault still matters for claims seeking compensation for pain and suffering, lost wages beyond PIP, and other losses. Your right to bring a claim may be affected by the “limitation on lawsuit” option in your policy and the nature of your injuries. We analyze coverage, determine potential recovery avenues, and help you make informed choices about treatment, property damage, wage claims, and settlement timing.
Effective representation brings structure to a stressful time. We gather collision reports, photographs, body shop estimates, and medical documentation to reflect the real impact of your injuries. We also examine liability issues such as intersection control, vehicle maintenance, distracted driving, or visibility. With a clear case theory, we negotiate with insurers to resolve claims efficiently and, when necessary, prepare for litigation in Camden County courts. Throughout the process, you remain in control of decisions, guided by candid assessments of risk and value. Our goal is to restore stability while pursuing a recovery that supports your long-term health and finances.
An auto accident claim is the process of seeking compensation for losses caused by a motor vehicle collision. In New Jersey, this often involves using PIP for medical care and pursuing the at-fault driver’s insurer for damages not covered by PIP, including pain and suffering when allowed by law. Claims may include medical expenses, rehabilitation, wage loss, property damage, and future care needs. To succeed, you must connect the crash to your injuries with credible medical proof, establish liability, and document losses thoroughly. Strong claims are built on timely treatment, consistent records, and attentive case management.
A strong claim follows a clear process: prompt medical evaluation, evidence collection, coverage review, and strategic presentation. We encourage clients to photograph vehicles and visible injuries, keep a pain journal, and save bills and receipts. We request medical records, analyze imaging, and work with treating providers to capture the full scope of limitations and recovery needs. Liability proof may include scene photos, surveillance, or witness interviews. With this foundation, we prepare a demand package that ties the facts to your damages. This approach promotes efficient negotiation while preserving the option to file suit if an insurer undervalues your case.
Auto accident claims use insurance and legal terms that can feel unfamiliar. Understanding the language helps you make informed decisions and anticipate next steps. The glossary below outlines concepts you may encounter in a New Jersey claim, including PIP, comparative negligence, and time limits. We explain how each term affects your rights, what evidence matters most, and when additional coverage may apply. If a term ever feels unclear, our office will translate it into plain English and show how it fits your unique situation, so you always know where your case stands and what comes next.
Personal Injury Protection is New Jersey’s no-fault medical coverage on your auto policy. PIP typically pays medical expenses for you and certain household members after a crash, regardless of fault, up to policy limits. It may also include benefits for income continuation, essential services, and death benefits, depending on your selections. PIP has rules about pre-authorization, approved providers, and medical necessity. Using PIP properly can help you access treatment without delay and avoid collections while your liability claim is pending. We help you coordinate PIP benefits, manage denials or IMEs, and track balances for potential reimbursement.
Comparative negligence allocates fault among drivers. In New Jersey, you can still recover damages if you are less than 51% at fault, but your recovery is reduced by your share of responsibility. Insurers often argue that an injured person bears some fault to lower payouts. Evidence such as traffic controls, vehicle damage, skid marks, and witness accounts can influence these percentages. Clear presentation of facts helps prevent unfair fault assignments. We analyze the collision from multiple angles, develop a timeline, and counter arguments that overstate your contribution, working to preserve as much of your recovery as possible.
The statute of limitations sets the deadline for filing a lawsuit. In most New Jersey personal injury cases, you generally have two years from the date of the crash to file suit, though exceptions can apply. Missing the deadline can bar your claim entirely. Certain claims, such as those involving public entities, require earlier notice under the Tort Claims Act. Because time passes quickly when you are treating and negotiating, we track all applicable deadlines and required notices. Early planning ensures your options remain open if settlement talks stall and litigation becomes necessary to protect your rights.
Pain and suffering refers to compensation for physical discomfort, emotional distress, and loss of enjoyment of life linked to crash injuries. In New Jersey, your ability to claim pain and suffering may depend on your policy’s lawsuit threshold and the severity of your injuries. Documenting symptoms, daily limitations, and missed activities helps demonstrate how the collision affected your life. Medical notes, therapy records, and consistent reporting are powerful proof. We help you present a complete picture of the impact, connecting objective findings with real-world limitations so insurers appreciate the human story behind the medical terminology and billing codes.
Some cases can be resolved quickly through focused negotiation, while others benefit from a broader strategy that anticipates litigation. The right path depends on liability clarity, injury severity, policy limits, and treatment progress. We explain the pros and cons of early settlement, continued treatment before negotiation, and filing suit in Camden County when needed. Our advice is grounded in your goals—whether that’s swift resolution, maximum recovery, or a balance of both. With transparent communication and realistic timelines, we help you choose the approach that best protects your health, finances, and future, without unnecessary delay or pressure.
When injuries are minor, treatment is brief, and fault is clear, a streamlined approach can save time and reduce stress. In these cases, we compile essential documentation—medical records, bills, wage confirmations, and repair estimates—and present a concise demand to the insurer. The goal is to reflect the full impact of your injuries without overcomplicating the process. Clear communication and organized proof often prompt fair offers. If the insurer responds reasonably, settlement may follow quickly. If not, we reassess and shift strategy. You remain in control at every step, with straightforward advice about value and timing.
Sometimes the priority is getting your vehicle repaired or replaced while you continue medical care under PIP. We can help you navigate property damage claims, rental coverage, and diminished value discussions so transportation is restored quickly. Coordinating body shop estimates, photographs, and insurer inspections early can shorten delays. While property damage is separate from your injury claim, prompt resolution supports stability and reduces daily disruption. If your injuries remain modest and well-documented, we may then present the personal injury portion efficiently. When injuries develop or treatment extends, we pivot and expand the claim to match your needs.
Crashes involving contested liability, multi-car chain reactions, or commercial vehicles often require deeper investigation. We gather witness statements, scene measurements, dashcam or surveillance footage, and vehicle data when available. Accident reconstruction may be considered to clarify speed, braking, and lanes of travel. With multiple insurers and policies in play, careful coordination helps prevent gaps in coverage or missed recovery opportunities. In these scenarios, a thorough plan preserves leverage in negotiations and prepares the case for court if needed. Our goal is to align the facts, medical proof, and damages narrative to withstand scrutiny and drive resolution.
Significant injuries demand careful attention to future needs. We work with treating providers to project ongoing care, therapy, procedures, and medications. Wage loss may include missed time, reduced hours, or changes in job duties. Life activities, household tasks, and hobbies may be impacted. By documenting these losses and connecting them to medical findings, we present a complete picture of damages. We also identify all applicable coverage, such as underinsured motorist benefits, to help bridge gaps when at-fault limits are low. This comprehensive approach supports fair valuation and ensures you are not left with uncovered expenses down the road.
A comprehensive strategy is built to withstand challenge. It anticipates insurer defenses, documents every category of damages, and preserves options if litigation becomes necessary. By collecting records early, tracking mileage and out-of-pocket costs, and maintaining open dialogue with your providers, we avoid gaps that insurers use to discount claims. Thorough preparation also helps us evaluate settlement offers against realistic trial outcomes. With a complete file, you can make informed decisions about timing and value, confident that important details have not been overlooked or minimized in the rush to close a claim.
This approach can also lead to fewer surprises. Understanding how PIP coordinates with health insurance, how liens are handled, and how future treatment affects value provides clarity from day one. If suit is filed, a well-documented case streamlines discovery and supports meaningful negotiations at mediation or settlement conferences. Even when cases resolve without court, strong documentation encourages respectful offers. For clients in Gloucester City, that means more predictability, better insight into timelines, and a path designed to protect both immediate needs and long-term stability after a serious collision.
Well-organized proof is persuasive. Medical records, imaging, therapy notes, and treatment plans show how injuries developed and what recovery requires. We connect these materials to clear descriptions of pain, limitations, and missed life events. Wage records, employer confirmations, and tax documents establish losses that go beyond medical bills. For property loss, repair invoices and photographs support valuation and diminished value claims when appropriate. By presenting a full and accurate record, we reduce room for doubt, address common insurer arguments, and position your claim for a fair resolution that reflects actual harm and future needs.
Leverage grows from preparation. When insurers see a well-documented file backed by consistent treatment and credible evidence, they are more likely to negotiate seriously. We use targeted demand packages that tie liability, injuries, and damages together, making the value story clear. If the carrier undervalues the claim, the same organization supports suit filing and early motion practice. This dual-track readiness often encourages better offers without needless delay. Our aim is to secure fair outcomes through informed negotiation, while preserving the option to litigate when that path is needed to protect your interests.
Right after a crash, details fade quickly. Use your phone to photograph vehicles, plate numbers, road conditions, traffic controls, and visible injuries. Save receipts for medications, braces, rides, and co-pays. Keep a simple journal noting pain levels, sleep issues, and activities you can’t perform. Share this information with your providers so records reflect your real limitations. Accurate, consistent documentation strengthens your claim and helps your medical team tailor care. When it’s time to negotiate, these materials help illustrate the day-to-day impact insurers often overlook, leading to more respectful consideration of your losses.
Insurance adjusters are trained to gather information that can reduce payouts. Before giving a recorded statement or signing medical releases, speak with our office. We handle communications to prevent misunderstandings and ensure the claim file reflects the full scope of your injuries. If you already spoke to an adjuster, don’t worry—tell us what was discussed, and we’ll address any gaps. Avoid posting about the crash or your injuries on social media, as posts can be misunderstood. Careful communication preserves your credibility and helps keep the focus on fair compensation based on accurate, complete information.
After a collision, you may face doctor visits, vehicle repairs, missed work, and calls from multiple insurers. A lawyer can coordinate these moving parts, safeguard your rights, and streamline the process. We evaluate coverage, including PIP and any uninsured or underinsured motorist benefits, and address liens or subrogation early. By organizing records and presenting a clear damages picture, we help prevent undervaluation and unnecessary delays. With our office managing communications and deadlines, you can focus on healing while knowing your claim is moving forward with care and attention to the details that matter most.
Local insight benefits Gloucester City cases. We understand Camden County’s roads, medical networks, and claim practices. That familiarity helps anticipate challenges, from disputed fault to treatment denials, and address them proactively. We offer honest case assessments, explain timelines, and tailor strategy to your priorities—whether that is a prompt resolution or preparing for litigation. With direct access to our team, you receive regular updates and clear next steps. The result is a guided path through a complex system, designed to protect your health, reduce stress, and pursue the compensation your injuries and losses warrant under New Jersey law.
Many people contact us when injuries persist beyond a few days, liability is disputed, or the insurer pushes for a quick, inadequate settlement. Others reach out because PIP authorizations are denied, an Independent Medical Examination is scheduled, or a police report seems inaccurate. We also assist when the at-fault driver has low limits, the crash involves a commercial vehicle, or there are multiple insurers competing over responsibility. If your daily life is disrupted, work is impacted, or treatment is complicated by insurance rules, it’s a good time to speak with us about your options and next steps.
When the other driver flees or lacks insurance, your own policy may provide uninsured motorist coverage. These claims require careful notice and documentation to activate benefits. We help you report the incident, coordinate with law enforcement, and gather proof that supports your account. Medical treatment continues through PIP while we pursue available coverage. If the vehicle is identified later, we preserve your ability to seek recovery from that driver as well. The focus remains on stabilizing your health, protecting your finances, and moving your claim forward despite the challenges of a missing or uninsured at-fault driver.
Collisions involving delivery trucks, company cars, or rideshare vehicles like Uber and Lyft add layers of insurance and investigation. Coverage can shift depending on whether the driver was on the app, in route, or performing job duties. We identify all applicable policies, request relevant records, and secure evidence quickly. Because these cases often involve higher policy limits and more complex timelines, proactive management is essential. We keep you informed as liability is evaluated, medical treatment progresses, and damages are calculated, with an eye toward settlement opportunities and readiness for litigation if the carrier resists fair payment.
When the police report contains errors or witnesses disagree, insurers may seize on uncertainty to minimize your claim. We work to clarify facts through photographs, additional witness statements, and, when helpful, diagramming the scene. Your consistent treatment and detailed symptom history help counter efforts to downplay injuries. We also address any alleged prior conditions by distinguishing new injuries from old issues using medical records and provider input. By methodically addressing each point of dispute, we strengthen your liability position and keep negotiations focused on fair compensation rather than speculation or incomplete information.
Clients choose our firm for attentive service, practical advice, and steady advocacy. From day one, we listen, explain the process, and set expectations grounded in New Jersey law and Camden County practice. We move quickly to secure records, investigate liability, and coordinate benefits so treatment is not delayed. You’ll have direct access to our office, with clear communication and timely updates. Every recommendation we make is designed to support your recovery and protect your claim value, while respecting your preferences for pace, risk, and outcome.
Our approach is thorough yet efficient. We focus on building a complete record—medical documentation, wage proof, and property evidence—so insurers understand the full impact of your injuries. When disputes arise, we address them with facts and strategy rather than unnecessary conflict. This mindset helps resolve claims on a reasonable timeline, while preserving the option to litigate if an insurer undervalues your losses. The result is a guided process that reduces stress and keeps your case moving toward a fair resolution.
Local knowledge matters. We handle auto claims throughout Camden County and understand the roads, courts, and insurer practices that shape outcomes here. Whether your crash involved a rear-end on the highway, an intersection dispute downtown, or a hit-and-run near your neighborhood, we tailor strategy to the facts. Our office is committed to responsive service—returning calls, answering questions, and making sure you know what to expect. When you’re ready to take the next step, we’re prepared to act on your schedule and priorities.
We follow a proven framework: assess, investigate, document, and advocate. First, we learn your story and identify immediate needs such as transportation, medical care, and wage support. Next, we secure evidence, review coverage, and coordinate PIP. As treatment progresses, we collect records and bills, clarify diagnoses, and track out-of-pocket costs. With a complete file, we present a demand and negotiate. If offers are inadequate, we discuss filing suit and map out litigation steps. Throughout, we communicate clearly so you always know where you stand and what we recommend, based on your goals.
Your first consultation focuses on understanding the crash and your current condition. We review the police report, photos, insurance information, and any treatment you’ve received. We discuss PIP, coverage limits, and how New Jersey’s lawsuit threshold may apply. We answer your questions about property damage, rental cars, and time away from work. If we move forward together, we create an action plan for evidence, medical care coordination, and communication with insurers. The goal is to reduce stress immediately while laying the groundwork for a strong, well-documented claim.
We start by listening. Every case is unique, and your priorities guide our approach. You may need help scheduling care, replacing a vehicle, or addressing missed paychecks. You may want a fast resolution or prefer to complete treatment before negotiation. We gather details about the crash mechanics, prior health, and daily limitations to build an accurate picture. Together, we set goals for timing, communication, and outcome. This conversation forms the backbone of our strategy, ensuring our work aligns with what matters most to you and your family.
After retention, we notify insurers, request claim numbers, and instruct them to contact our office. We confirm PIP eligibility, address authorizations, and guide you on provider selection to minimize delays. We also request the full policy and declarations to identify available coverage. Early control over communications reduces the risk of harmful statements and ensures the record reflects accurate, complete information. This foundation helps prevent missteps, speeds property damage resolution, and positions your injury claim for a respectful evaluation when treatment and documentation are further along.
In the investigation phase, we gather the building blocks of your claim. That includes photographs, scene details, witness statements, and repair estimates. We obtain medical records, imaging, and provider notes to establish diagnosis, treatment, and causation. We also collect wage proof and out-of-pocket expenses. If liability is disputed, we consider additional measures such as requesting video footage or consulting with appropriate professionals. Organized documentation makes your case easier to understand and harder to dismiss, encouraging fair negotiation and maintaining readiness for litigation if necessary.
Evidence tells the story. We compile the crash report, photos of vehicle damage and injuries, and statements from witnesses who saw what happened. Medical records and imaging connect the collision to your symptoms and limitations. We request employer verifications and gather receipts for medications, devices, and travel to appointments. Each piece supports your credibility and helps quantify losses. By presenting evidence in a clear, organized way, we limit insurer arguments about causation or gaps in care and keep negotiations focused on fair compensation for what you have endured and overcome.
Damages include more than medical bills. We consider lost wages, reduced earning capacity, and the personal toll of pain and limitations. When injuries affect daily life, we describe those changes in concrete terms, supported by records and consistent reporting. We also evaluate future care, including therapy, procedures, and medications, to prevent settlement that falls short of your needs. This comprehensive valuation forms the basis of our demand and guides our advice on whether to accept, negotiate further, or proceed to litigation in pursuit of a fair result.
With documentation in place, we present a tailored demand package that connects liability, injuries, and damages. We negotiate firmly, backed by facts and a clear theory of the case. If the insurer undervalues your claim, we discuss filing suit in Camden County and map out the litigation stages. Throughout, you receive honest assessments of risk, cost, and timing. Our aim is an outcome that reflects your real losses and supports your recovery, whether achieved through settlement or, when appropriate, through the court process.
Negotiation works best when the other side respects your case. We present a clear narrative supported by medical records, wage proof, and evidence of daily impact. We respond to counterarguments with facts and propose solutions grounded in New Jersey law. If additional documentation can move the needle, we obtain it. You stay informed about offers, strategy, and likely outcomes, and you decide whether to settle. This disciplined approach encourages fair results without unnecessary delay, while keeping open the path to court if the carrier remains unreasonable.
If litigation is the right step, we file a complaint within deadlines and guide you through each phase. We handle discovery, depositions, motion practice, and settlement conferences, always keeping you prepared and informed. Many cases resolve before trial, but we treat each case as if it may reach a courtroom, which helps sharpen issues and promote meaningful negotiations. You will understand the process, your role, and the options available at each juncture. Our aim is to pursue a result that reflects your injuries and protects your future.
First, prioritize safety and medical care. Call 911, seek treatment, and follow providers’ recommendations. If you can, photograph vehicles, the scene, and visible injuries. Exchange insurance information and gather witness names. Avoid discussing fault at the scene. Report the crash to your insurer promptly and use PIP to access medical care under your policy. Keep receipts and start a simple journal describing pain, sleep issues, and activity limits. Before speaking with the other driver’s insurer, contact our office. We’ll guide you on statements, authorizations, and property damage steps. Early advice helps protect your rights and prevents mistakes that can reduce your recovery. We coordinate PIP, help schedule appropriate care, and begin collecting records that document your injuries and losses. When you’re ready, we present a strong demand and negotiate for a fair resolution.
Insurers act quickly to gather information that can limit payouts. Speaking without guidance can lead to incomplete statements or broad medical releases. A lawyer handles communications so the record accurately reflects your injuries and the collision facts. We also identify coverage, track deadlines, and coordinate PIP benefits to keep treatment moving. This support lets you focus on recovery while your claim is protected. If an adjuster already called, don’t worry. Share what was discussed and we’ll address any gaps or corrections in writing. We manage further contact with insurers, request the policy, and assemble the documentation needed for evaluation. With careful communication and organized proof, you’ll be positioned for a respectful settlement discussion when your treatment and records are in place.
New Jersey PIP pays medical bills for covered individuals regardless of fault, up to your policy limits. Choose providers who accept PIP and follow pre-authorization requirements to avoid denials. PIP may also include wage and essential services benefits depending on your selections. We help you activate benefits, navigate any Independent Medical Examination, and respond to denials or billing issues so care continues without interruption. While PIP covers treatment, it does not pay for pain and suffering. Claims for non-economic damages or losses beyond PIP typically proceed against the at-fault driver’s insurer, subject to your policy’s lawsuit threshold and injury severity. We’ll review all coverage, including health insurance coordination and potential liens, to maximize available benefits and prevent unexpected out-of-pocket costs.
Yes, New Jersey follows comparative negligence rules. You can recover damages if you are less than 51% at fault, though your recovery is reduced by your percentage of responsibility. Insurers often try to increase an injured person’s share of fault. We counter with evidence such as photos, witness accounts, and scene details, and present a clear narrative of how the crash occurred. Even if liability is disputed, a well-documented medical record and consistent treatment can make a significant difference. We gather the facts, analyze traffic controls and vehicle positioning, and address arguments point by point. This approach helps preserve your recovery and keeps negotiations focused on fair compensation tied to the true circumstances of the collision.
Most New Jersey personal injury claims must be filed within two years of the crash date, though exceptions may apply. Claims involving public entities often require a Tort Claims Notice within a much shorter period. Because treatment and negotiations can take time, it’s important to track deadlines from the outset to protect your right to sue if settlement talks stall. Our office identifies all applicable deadlines and notices early in your case. We keep you informed about timing, evaluate settlement posture as records develop, and discuss when litigation may be appropriate. This planning helps prevent last-minute rushes and ensures your options remain open throughout negotiations.
Case value depends on liability clarity, injury severity, treatment, recovery time, and available insurance limits. Documentation is key—medical records, imaging, therapy notes, and wage proof all contribute to valuation. We also consider how injuries affect daily activities, hobbies, and long-term health. While online calculators often oversimplify, a fact-specific review provides realistic guidance. As your treatment progresses, we update our assessment and discuss a strategy that matches your goals. If additional testing or specialist visits can clarify injuries, we factor that into timing. With a complete record, we compare offers to likely outcomes in court and advise whether to negotiate further or consider litigation.
Early offers are often designed to close claims before full documentation exists. Accepting too soon can leave you with unpaid bills or unresolved symptoms. We recommend reviewing any offer only after your injuries are well understood and records are assembled. That way, you’re comparing the proposal to a complete picture of your losses. We evaluate offers, explain the pros and cons, and negotiate with a clear damages narrative. If the carrier undervalues your claim, we press for a better result and discuss litigation when appropriate. You make the final decision with transparent information about risk, timing, and potential outcomes.
If the other driver is uninsured or leaves the scene, your own policy’s uninsured motorist coverage may apply. Prompt reporting to police and your insurer is essential. We help you document the incident, coordinate PIP for medical care, and pursue available coverage. Evidence such as photos, debris fields, and witness statements can support your account and preserve your rights. When a hit-and-run driver is later identified, we evaluate all policies and update strategy. Throughout, our focus remains on treatment, documentation, and timely communications with insurers. This approach keeps your claim on track despite the added challenges of an uninsured or unidentified driver.
Timelines vary. Straightforward cases with modest injuries and clear liability may resolve within a few months after treatment concludes. Disputed liability, complex injuries, or multiple insurers can extend the process. If litigation is filed in Camden County, additional time is needed for discovery, motion practice, and court scheduling. We’ll outline a personalized timeline based on your injuries, treatment plan, and the issues likely to arise. Throughout, we look for appropriate opportunities to settle while making sure the record is complete. You’ll receive regular updates so you always know what has happened, what comes next, and how long each step may take.
In most auto accident cases, we work on a contingency fee. That means our fee is a percentage of the recovery, and you owe no fee if there is no recovery. Case costs, such as medical records or filing fees, are discussed in advance so there are no surprises. We provide a written agreement that explains everything in plain language. During your consultation, we’ll review fee structure, typical costs, and how expenses are handled at settlement. Transparency allows you to make an informed decision about hiring our firm. If you have questions at any point, we are available to discuss details and provide updates.