If you or a loved one is facing criminal charges in Ocean Acres, the choices you make right now can shape your future. From the first police contact through arraignment and pretrial hearings, every step matters. The Law Office of Edward Appel provides steady guidance for residents of Ocean Acres and greater Ocean County, helping clients understand the process, evaluate options, and protect their rights. Whether your case is in municipal court or headed to the Ocean County Superior Court, we focus on clarity, preparation, and practical strategies designed to safeguard your record, employment, and reputation. Reach out to discuss your situation and learn your next best move.
Criminal cases move quickly, and early decisions can affect outcomes. Our firm helps Ocean Acres clients with DWI, drug possession, assault, theft, domestic disputes, and more. We review the evidence, identify defenses, negotiate with prosecutors, and prepare for hearings or trial as needed. You’ll receive plain-language updates, prompt communication, and a path forward that matches your goals. If you’ve received a summons, been arrested, or believe you’re under investigation, contact the Law Office of Edward Appel at 856-856-2373. A focused plan can reduce stress, preserve opportunities, and position you for a better resolution.
The Law Office of Edward Appel represents people facing charges throughout Ocean County, including residents of Ocean Acres. Our practice handles a wide range of matters—from municipal court cases to indictable offenses—always with careful preparation and clear communication. Clients appreciate straightforward guidance, realistic expectations, and persistent advocacy from start to finish. We coordinate closely with you to understand your priorities, whether that’s protecting a professional license, safeguarding immigration interests, or minimizing exposure to jail and fines. With a steady approach and attention to detail, we work to uncover leverage points, highlight weaknesses in the state’s case, and chart a path toward a favorable outcome.
Criminal defense is about protecting your constitutional rights while building the strongest possible path to resolution. That starts with a careful review of the stop, detention, or arrest, and a full analysis of the state’s discovery, including reports, lab results, videos, and witness statements. From there, your legal team explores motions to suppress, evidentiary challenges, and opportunities to negotiate reductions, dismissal, or diversion. In Ocean Acres and throughout Ocean County, the process varies depending on charge type and court level. Staying proactive, organized, and informed helps you avoid pitfalls and make decisions that align with your goals and risk tolerance.
New Jersey cases often move through key phases: first appearance, discovery exchange, motion practice, plea discussions, and trial or sentencing. Along the way, decisions about treatment, education programs, or community service can influence negotiations and final dispositions. For some clients, record relief options—such as expungement down the road—are also part of long-term planning. In Ocean Acres, being prepared for each step ensures you can address court expectations, avoid unnecessary surprises, and present your story effectively. With thoughtful preparation, you can pursue outcomes that protect your future and minimize disruption to your family, work, and daily life.
In New Jersey, criminal defense is the process of asserting your constitutional protections, challenging the government’s evidence, and pursuing fair outcomes under the law. That includes ensuring stops and searches meet legal standards, statements were obtained properly, and the prosecution can prove each element beyond a reasonable doubt. Defense work also involves investigating alternative narratives, exploring mitigating factors, and negotiating for reductions, diversion programs, or dismissals where appropriate. Whether your case arises in Ocean Acres or elsewhere in Ocean County, an effective defense balances legal analysis, negotiation, and courtroom readiness so you can make informed decisions at every juncture.
Most cases follow a familiar arc: initial appearance, discovery, motions, negotiations, and trial or sentencing. At the outset, the court addresses release conditions and schedules future dates. During discovery, the state shares reports, videos, and lab results. Motions may seek to suppress evidence or dismiss charges based on procedural or constitutional issues. Negotiations can occur throughout, potentially leading to amended charges, diversion, or agreed resolutions. If the case proceeds, preparation for hearings and trial becomes central. In Ocean Acres matters, careful planning at each stage helps preserve defenses, maximize leverage, and protect your position in the courtroom.
Understanding common terms can reduce stress and help you follow what’s happening in court. New Jersey uses its own terminology for offenses, procedures, and diversion programs, and Ocean County courts apply these rules daily. Knowing the difference between municipal and superior court, what an arraignment covers, and how discovery works will help you participate meaningfully in your defense. These brief definitions are not legal advice, but they can provide helpful context. If you have questions about what any term means for your case, contact the Law Office of Edward Appel for guidance tailored to your goals.
Arraignment is an early court appearance where a judge ensures you know the charges, advises you of your rights, and addresses release conditions and next steps. In some cases, especially in municipal court, these concepts may be covered during an initial appearance rather than a formal arraignment. You’ll typically enter a plea, and the court will set schedules for discovery and further hearings. In Ocean Acres matters, being prepared for arraignment helps you avoid making statements on the record that may harm your defense and ensures the court understands any concerns about release terms or scheduling conflicts.
Discovery is the exchange of evidence between the prosecution and defense. It can include police reports, body-worn camera footage, 911 calls, lab tests, photographs, and witness statements. Reviewing discovery is essential to evaluate the strength of the state’s case, identify inconsistencies, and plan motions to suppress or exclude evidence. In Ocean Acres and throughout Ocean County, timely requests and diligent follow-up can yield materials that shift negotiations or open paths to dismissal. Discovery is also dynamic; as new materials arrive, strategy may evolve, highlighting the value of ongoing analysis and clear communication about what the evidence shows.
A disorderly persons offense in New Jersey is handled in municipal court and is roughly comparable to a misdemeanor in other states. Penalties can include fines, probation, and potential jail time, along with collateral consequences like license issues or employment impacts. While these cases are less severe than indictable offenses, they still carry meaningful risks. In Ocean Acres, common examples include simple assault, shoplifting at certain values, and possession of drug paraphernalia. Careful review of reports, witness accounts, and any available video can lead to reductions, conditional dismissals, or defense strategies that protect your record.
Pretrial Intervention, or PTI, is a New Jersey program in Superior Court that can allow eligible defendants to avoid a traditional conviction if they complete supervised conditions. Admission depends on charge type, prior history, and prosecutor and court approval. PTI may include counseling, community service, restitution, or testing. Successful completion typically results in dismissal of the charges, though outcomes depend on the case. For Ocean Acres residents facing indictable offenses in Ocean County, PTI can be a valuable option when available. A thorough application and supporting documentation can improve the likelihood of admission.
Some situations call for targeted assistance, while others benefit from a comprehensive defense. Limited help might focus on a single hearing, a negotiated plea, or submitting paperwork for a diversion program. Full-scale defense involves detailed investigation, motion practice, negotiation across multiple phases, and full trial readiness. In Ocean Acres, the right approach depends on charge level, evidence strength, and your goals. A candid assessment can help you decide how much support you need and where to invest resources for the greatest impact on the outcome, long-term record considerations, and peace of mind.
For some Ocean Acres residents, a first-time municipal court matter with straightforward facts may be resolved with targeted guidance. Examples include minor ordinance violations, low-level disorderly persons offenses, or traffic-related issues with limited evidence disputes. A focused plan might include addressing mitigation early, gathering proof of treatment or counseling, and negotiating a conditional dismissal when appropriate. This approach preserves resources while still pursuing an outcome that protects your record and minimizes disruptions to work and family life. The key is honest case evaluation to confirm that a limited scope won’t overlook meaningful defenses.
If your case appears headed for a diversion program or a negotiated downgrade based on clean history and supportive documentation, limited assistance may be enough. In Ocean Acres matters, prompt submission of evaluations, letters of support, proof of employment, and restitution arrangements can strengthen a proposal and move the case toward resolution. Even in these scenarios, careful review of discovery remains important to avoid unintended consequences. With a defined objective and cooperative discussions, a lighter touch can be efficient and effective, provided no significant evidentiary or constitutional issues require deeper investigation or motion practice.
Serious charges in Superior Court often require an all-encompassing defense. Indictable offenses carry greater penalties and long-term consequences, affecting employment, housing, and licensing. Ocean Acres cases that move to Ocean County Superior Court typically involve grand jury proceedings, extensive discovery, and complex motion practice. Comprehensive representation allows for thorough investigation, expert consultations where appropriate, and sustained negotiations while maintaining full trial readiness. This approach helps expose weaknesses in the state’s case, develop mitigating evidence, and pursue alternatives like PTI. It also ensures consistent strategy across every hearing, deadline, and decision point.
Cases involving contested searches, alleged confessions, or uncertain identifications often benefit from a wide-ranging defense. These issues may raise constitutional claims and require meticulous briefing, evidence review, and hearings. In Ocean Acres matters, body-worn camera footage, dispatch logs, and forensic reports can change the landscape. A comprehensive approach focuses on suppressing tainted evidence, challenging procedures, and presenting alternative narratives through witnesses or documents. This depth of work can shift negotiations, improve outcomes at trial, or lead to dismissals. It also preserves appellate options by creating a complete record of the issues and arguments presented.
A thorough defense looks beyond the immediate charge to the broader impact on your life. In Ocean Acres cases, comprehensive planning can uncover alternatives, identify timing advantages, and sequence actions to influence negotiations. It also builds a clear story about who you are, why an incident occurred, and what supports a second chance. By addressing treatment, employment, family responsibilities, and restitution early, you can demonstrate accountability while protecting your future. This approach strengthens your position with the court and prosecution and gives you more control over the pace and direction of your case.
Comprehensive representation also supports better decision-making. With a full understanding of discovery, legal issues, and collateral consequences, you can evaluate risk honestly and choose among plea offers, diversion, or trial with confidence. You’ll benefit from organized communication, clear timelines, and a defense that adapts as new information emerges. In Ocean Acres, where cases may move from municipal to Superior Court, a consistent strategy prevents missteps and maintains leverage. The result is a defense that is prepared for multiple outcomes, ready to pivot as needed, and focused on achieving the best available resolution.
Early intervention allows your defense to secure time-sensitive evidence, set expectations, and shape the narrative from day one. In Ocean Acres matters, this may include preserving video, obtaining medical or counseling records, and collecting statements before memories fade. Case mapping then lays out milestones, anticipated motions, and negotiation windows, giving you clarity on next steps and decision points. This structure keeps your case moving efficiently and avoids missed opportunities. It also provides a framework to compare options—such as diversion versus trial—based on evolving evidence and your goals regarding employment, education, immigration, or professional licensing.
Thorough preparation improves your bargaining position while ensuring you are ready if trial becomes necessary. When the state sees that your defense has analyzed discovery, prepared motions, lined up witnesses, and planned exhibits, negotiations often become more productive. In Ocean Acres, this can lead to charge reductions, favorable terms, or alternative resolutions. If negotiations stall, trial readiness provides a credible path forward. You remain in control, able to accept a fair offer or proceed to court with confidence. This balance of leverage and preparedness supports better results and reduces the uncertainty that often accompanies criminal cases.
If contacted by law enforcement in Ocean Acres, be polite but firm about your rights. Provide identification if lawfully requested, then ask if you are free to leave. If not, state clearly that you wish to remain silent and want an attorney present before answering questions. Avoid casual conversations, texts, or social media posts about the incident. Even seemingly minor details can be used against you later. Calling the Law Office of Edward Appel early helps prevent avoidable missteps, ensures statements are made strategically, and positions you to challenge any improper questioning or procedures down the line.
Missing a court date can lead to a warrant and worsen your situation. Track all deadlines, arrive early, and dress appropriately. If programs like counseling, treatment, or education may help, start them proactively. In Ocean Acres, early steps often influence negotiations and show the court you are addressing concerns in good faith. Keep proof of completion, attendance, and progress. Provide updates to your attorney so they can present your efforts effectively. Taking initiative can improve outcomes, reduce penalties, and, in some cases, open doors to diversion or conditional dismissals that protect your record.
A dedicated defense helps you navigate complex rules, protect your rights, and pursue outcomes that minimize long-term harm. New Jersey law can be technical, and Ocean County courts have specific procedures and expectations. With legal guidance, you’ll make informed choices about statements, discovery, motions, and negotiations. You also gain an advocate who coordinates with prosecutors, prepares you for court, and develops a plan tailored to your goals. Whether you are seeking a reduction, diversion, or trial, having a steady hand at each step can reduce stress and improve your chances of a favorable result.
Beyond courtroom strategy, a defense lawyer helps manage collateral concerns that matter to your life—work schedules, professional licenses, immigration status, and family responsibilities. In Ocean Acres cases, careful planning can prevent small decisions from creating bigger problems. You’ll understand the timetable, what to expect at each hearing, and how potential outcomes may affect your record. With a clear plan, you can weigh risks, evaluate offers, and decide whether to accept a resolution or continue fighting. The right guidance brings structure, communication, and momentum to your case so you stay in control of your future.
Ocean Acres residents contact us for help with a broad range of charges in both municipal and Superior Court. We regularly address DWI and refusal matters, drug possession, paraphernalia allegations, assault, theft, shoplifting, and domestic disputes. We also assist with probation violations, warrants, and record relief planning. Each case begins with a careful review of what happened, what the state can prove, and what options are available. From there, we tailor a plan for negotiations, motions, or trial preparation. No two cases are alike, and our approach is designed to reflect your priorities and goals.
DWI and refusal cases carry immediate and long-term risks, including license suspension, fines, and insurance consequences. In Ocean Acres matters, we examine the stop, field tests, Alcotest procedures, and body-worn camera footage to identify issues with reliability or compliance. Early enrollment in relevant programs may help negotiations, and we pursue opportunities for charge reductions where appropriate. We also prepare you for court, explain potential outcomes, and structure a plan to protect work and family commitments. Careful, step-by-step defense work helps challenge weak points and move the case toward a resolution that safeguards your future.
Drug cases often hinge on search, seizure, and constructive possession questions. We scrutinize the basis for stops, warrants, and consent, as well as the handling of evidence and lab testing. For Ocean Acres residents, treatment options, evaluations, and clean screenings can aid negotiations and show forward progress. Where eligible, diversion or conditional dismissals may be available. If the case proceeds, we consider motions to suppress, chain-of-custody challenges, and witness credibility. Throughout, we focus on minimizing the impact on your record, employment, and housing while pursuing the best path to a sustainable resolution.
These cases are highly fact-specific and often involve conflicting accounts. In Ocean Acres, we work to secure statements, messages, and videos that place events in context. Mitigation—such as counseling, restitution, or community service—can influence negotiations. We assess self-defense, proportionality, and witness reliability, and we examine whether the allegations support the charged offense level. For domestic disputes, we consider related family court issues and protective orders that may affect the criminal matter. By organizing the facts, presenting context, and challenging overreaches, we aim to reduce charges or pursue acquittals where appropriate.
Clients choose our firm for attentive service, thoughtful strategy, and persistence in negotiations and court. We take time to learn your priorities, explain the process in plain language, and prepare you for each step. In Ocean Acres matters, we understand local procedures and how prosecutors evaluate cases. That insight helps us identify opportunities for reductions, diversion, or targeted motions. You’ll receive candid guidance about risks and options, so your choices are informed and aligned with your goals for work, family, and long-term record considerations.
Communication is central to our approach. We provide regular updates, answer questions promptly, and share strategic recommendations at meaningful moments in the case. You’ll know what to expect at hearings, how discovery affects your defense, and what steps you can take to strengthen negotiations. We also coordinate with treatment providers, employers, and counselors when helpful to present a fuller picture of who you are. This level of preparation helps build credibility and keeps your case moving forward in the right direction.
Results come from preparation and persistence. While every case is different and no outcome is guaranteed, we work methodically to uncover defenses, present mitigation, and maintain leverage. In Ocean Acres cases, that often means early motion practice, focused negotiations, and readiness for trial if needed. We look for sustainable resolutions that protect your record and your future, including diversion programs, conditional dismissals, or negotiated terms that reflect your progress. Our goal is to guide you with confidence and help you reach the best outcome available under the circumstances.
We break your case into manageable steps: evaluate charges and release conditions, secure discovery, identify defenses, and build negotiation and trial plans. From Ocean Acres municipal matters to Superior Court indictable offenses, we track deadlines, pursue needed records, and maintain communication so you always know where things stand. We also help with practical concerns—employment, transportation, treatment options, and scheduling—so your life stays as stable as possible while the case proceeds. This structure keeps momentum on your side and ensures nothing important slips through the cracks.
The first phase centers on stabilizing the situation. We confirm the charges, address release conditions, and gather urgent information. Then we request discovery, identify time-sensitive evidence, and advise you on communications with law enforcement and others. In Ocean Acres cases, we help you prepare for initial court dates and outline a plan that fits your goals. You’ll receive clear action items—such as documents to collect or programs to begin—that can influence negotiations and outcomes. Early structure and guidance set the tone for the remainder of the case.
We start with a confidential discussion to learn your story, concerns, and priorities. Next, we examine the complaint, summons, or indictment to confirm the exact allegations and exposure. Understanding the statutory elements, potential penalties, and collateral consequences helps us tailor your defense. In Ocean Acres matters, we also identify which court will handle the case and any early deadlines that require attention. By clarifying the legal landscape and mapping possible paths, we set realistic expectations and prepare you for the decisions ahead.
Missing a court date can derail progress, so we immediately track appearances and filing deadlines. We also explain your rights, including the right to remain silent and to consult counsel before making statements. You’ll learn what to bring to court, how to present yourself, and how to handle communications from police or prosecutors. For Ocean Acres clients, early guidance helps avoid missteps and directs energy toward constructive steps—like gathering documents, contacting potential witnesses, or beginning counseling that may improve negotiation outcomes.
Once discovery arrives, we examine every detail and cross-check for inconsistencies. We identify legal and factual issues that support motions, as well as mitigation that can influence negotiations. In Ocean Acres cases, we seek additional records—video, medical documentation, cell data, or employment verification—and consider whether expert input would be useful. We then present a strategic plan with options ranging from negotiated resolutions to trial. Throughout, we maintain communication so you can make informed choices based on the evolving evidence and your priorities.
We analyze body-worn camera footage, reports, lab results, and witness statements, looking for reliability issues and constitutional concerns. If there are grounds to challenge a stop, search, or statement, we file motions to suppress or exclude evidence. We also evaluate procedural defenses, chain-of-custody gaps, and identification practices. Ocean Acres cases often turn on these details. Strong motion practice can shift negotiations or, in some instances, lead to dismissals. Even when motions are denied, the process may narrow issues, clarify risks, and inform whether trial or further negotiation is the better path.
Armed with a clear understanding of the evidence, we negotiate with the prosecution for reductions, amended charges, or conditions that protect your future. Where appropriate, we pursue diversion or conditional dismissals in municipal court and PTI in Superior Court. For Ocean Acres clients, we often present treatment progress, employment records, community service, or restitution to support fair resolutions. If negotiations do not meet your goals, we pivot to trial preparation. Either way, you remain in control, with a strategy that matches your priorities.
As the case nears resolution, we help you weigh plea options against the risks and benefits of trial. If trial is the path, we prepare witnesses, exhibits, and cross-examination plans. If a negotiated outcome is chosen, we focus on terms that minimize long-term harm. After the case concludes, we discuss record relief options, compliance with any conditions, and steps to move forward. In Ocean Acres, this complete approach ensures you finish with clarity, knowing what comes next and how to protect your future.
Trial preparation includes detailed witness interviews, exhibit organization, and rehearsing direct and cross-examinations. We challenge the state’s case element by element and make sure your story is presented clearly. In Ocean Acres matters, familiarity with local practices helps anticipate courtroom logistics and evidentiary issues. Throughout, we communicate with you about strategy and expectations so there are no surprises. Even if a last-minute offer emerges, trial readiness puts you in a stronger position to decide what’s best for your future.
If sentencing occurs, we present mitigation that reflects your progress and circumstances—treatment completion, community service, employment stability, and family responsibilities. We also outline record relief opportunities that may be available in the future, such as expungement eligibility for certain matters. For Ocean Acres clients, this planning can reduce long-term impact and help rebuild momentum after the case. Our goal is to ensure the court sees the full picture and to position you for the best possible path forward once the case concludes.
It depends on the charge. Many matters for Ocean Acres residents are heard in municipal court, especially disorderly persons offenses and traffic or DWI cases. More serious indictable offenses typically go to the Ocean County Superior Court. The level of the charge, not only where you live, determines where your case proceeds. Paperwork you received will list the court and your first date. If you are unsure, contact our office with your summons or complaint, and we can confirm your court and deadlines. Knowing the correct venue is important for discovery requests, motion practice, and planning your schedule. We also explain what to expect in that court and how to prepare for each appearance, whether it’s municipal or Superior Court.
If you believe you’re under investigation, it’s generally wise to avoid answering questions until you’ve consulted with a lawyer. Even casual conversations can be misunderstood or taken out of context. You have the right to remain silent and to have an attorney present for questioning. Politely assert your rights, ask if you are free to leave, and refrain from making statements without guidance. Early legal advice protects you from unintended admissions and helps you understand potential exposure. In Ocean Acres cases, we assess the situation, contact investigators if appropriate, and coordinate any communications in a controlled, strategic way. This approach preserves defenses while allowing you to make informed decisions about cooperation, negotiations, or asserting your rights.
Penalties for a first DWI vary based on factors like blood alcohol concentration and any aggravating circumstances. Potential consequences can include fines, license suspension or restrictions, installation of an ignition interlock device, and mandatory classes or treatment. Insurance costs may also rise. The specifics depend on the evidence and the court’s findings, and every case is fact-sensitive. In Ocean Acres matters, we carefully review the stop, field testing, Alcotest procedures, and any video to identify defenses. Early steps—such as timely counseling—can sometimes influence negotiations. While no result is guaranteed, targeted challenges and proactive mitigation may lead to reductions or more manageable terms when supported by the facts and law.
Attendance requirements depend on the court and the type of hearing. Some appearances in municipal court may be handled by counsel if permitted, while other hearings and all trials generally require your presence. For Superior Court indictable matters, you should expect to attend more proceedings, especially critical hearings and trial. We will clarify which dates require you to appear and help you plan for work, childcare, and transportation. In Ocean Acres cases, arriving early, dressing appropriately, and being prepared to speak briefly when asked can make a positive impression. If an emergency arises, contact us immediately—never skip a court date without discussing options with your attorney and the court.
Case length varies widely. Municipal matters may resolve in weeks or a few months, while Superior Court cases can take several months or more, depending on discovery, motions, and scheduling. Delays can occur if lab results or reports are pending, or if complex legal issues require hearings. We keep your case moving by pursuing discovery, filing motions when appropriate, and negotiating at strategic times. In Ocean Acres, careful planning helps avoid unnecessary continuances and ensures that when opportunities arise—such as diversion or a favorable offer—you are ready to act. Throughout, we provide timeline updates so you know what to expect.
Yes, in some cases. Dismissals can occur when the state cannot meet its burden or evidence is suppressed due to constitutional or procedural problems. Downgrades may be negotiated based on mitigation, clean history, or evidentiary weaknesses. Diversion and conditional dismissals are also possibilities in certain cases. Whether these outcomes are realistic depends on the facts, law, and the strength of negotiations. In Ocean Acres matters, we examine discovery carefully, pursue motions where warranted, and present mitigation that supports reduction or dismissal. While no promises can be made, a thorough approach often creates multiple pathways to a better resolution.
Pretrial Intervention (PTI) is a Superior Court program that can allow eligible defendants to avoid a traditional conviction if they complete supervised conditions. Eligibility depends on charge type, prior history, and approvals from the prosecutor and court. The application typically includes documentation showing why admission is appropriate. For Ocean Acres residents with indictable charges in Ocean County, we evaluate eligibility, assemble support materials, and present a compelling submission. If admitted and successfully completed, PTI can lead to dismissal. Not every case qualifies, and conditions vary, so it’s important to discuss the specifics with counsel before deciding on a strategy.
At an arraignment or first appearance, the court advises you of the charges and your rights, addresses release conditions, and sets schedules. You may enter an initial plea, and discovery deadlines are often established. It is generally not the time for full arguments about the evidence, but important groundwork is laid for what follows. We prepare Ocean Acres clients to handle this hearing efficiently and protectively. We address any concerns about release terms, confirm accurate contact information, and ensure deadlines are clear. Afterward, we move to evidence review, motions, and negotiations, keeping you informed and ready for the next steps.
New Jersey uses a risk-based pretrial system. Instead of cash bail in many cases, judges consider factors such as the seriousness of the charge, prior history, and likelihood of appearing in court. Conditions can include reporting, no-contact orders, or other restrictions. Violations can lead to detention or modified terms. In Ocean Acres matters, we advocate for fair release conditions and address concerns the court may have with verified employment, treatment enrollment, or community ties. Proper preparation for the hearing can make a significant difference in your day-to-day life while the case is pending, allowing you to work, care for family, and plan your defense.
Legal fees vary by case complexity, charge level, and anticipated work such as motions and trial preparation. After reviewing your summons or complaint and discussing goals, we provide a clear fee structure so you know what to expect. We also explain potential costs like investigators or transcripts if those become necessary. Our goal is transparency. For Ocean Acres clients, we outline the scope of representation, communication practices, and how strategy choices may affect overall cost. You’ll have the information needed to make a budget-conscious decision without sacrificing the preparation and attention your case deserves. Call 856-856-2373 to discuss details for your situation.