A sudden collision on the Palisades Interstate Parkway, Route 9W, or a neighborhood street in Englewood Cliffs can upend your life in seconds. Medical appointments replace routines, cars sit in body shops, and insurance adjusters call with questions that feel designed to minimize your claim. At the Law Office of Edward Appel, we help Bergen County drivers navigate New Jersey’s insurance rules, timelines, and settlement negotiations with steady, practical guidance. Our goal is to put you in the strongest position possible—medically, financially, and legally—while you focus on healing. If you were hurt in an Englewood Cliffs crash, we’re ready to listen, answer your questions, and map out a plan that serves your needs and your goals.
New Jersey’s no-fault system, PIP benefits, and the verbal threshold can feel confusing right when you need clarity most. The choices you make in the first days—where you treat, what you sign, and how you communicate—can affect the value of your claim. Our team tailors strategies to the unique facts of your case, whether the wreck happened near the George Washington Bridge approach or on a quiet residential road. We coordinate with providers, organize records, and engage insurers so your damages are fully documented and presented. You deserve responsive communication and straight answers at each stage. When you’re ready to talk through next steps, call 856-856-2373 to connect with our office.
Insurance companies move quickly, often before injuries fully develop and before you understand the scope of your losses. Having a trusted legal guide helps you avoid low offers, preserve vital evidence, and time your claim to reflect the full picture of medical care, lost income, and long-term needs. We help you understand coverage, coordinate benefits, and evaluate decisions like vehicle repairs, rental reimbursement, and treatment options. Thoughtful advocacy keeps your case organized and on track, reducing stress and protecting your rights. With a focused plan for Englewood Cliffs crashes—where high-speed corridors and heavy commuter traffic create unique risks—you gain a clear strategy for seeking fair compensation and getting your life moving again.
The Law Office of Edward Appel represents injured people across New Jersey, with a dedicated emphasis on clear communication and practical results. From personal injury to related criminal or DUI issues that sometimes intersect with collisions, we understand how cases unfold in Bergen County and the surrounding courts. Our approach is hands-on: we listen carefully, investigate thoroughly, and stay accessible to you from the first call to the final resolution. We collaborate with medical providers, accident reconstruction resources when needed, and insurance professionals to build strong, well-documented claims. Most importantly, we align our strategy with your goals, whether that means pursuing a prompt settlement or preparing for a more contested path.
Auto accident representation means more than filing forms—it means steering your claim through New Jersey’s no-fault structure while positioning you for the full recovery you deserve. We start by clarifying your coverage, including PIP benefits for medical bills and wage loss, and then identify all potentially liable parties and policies. We preserve evidence, communicate with adjusters, and build a record of your injuries and expenses that captures how the crash has changed your day-to-day life. If liability is contested, we act quickly to secure witness statements, video, and vehicle data. Throughout, we keep you informed so you can make confident, informed decisions at each step.
In Englewood Cliffs, crashes often involve high-speed traffic, complex interchanges, or heavy commuting patterns. Those facts can complicate liability and damages, especially when multiple vehicles or out-of-state drivers are involved. We help you navigate medical referrals, liens, and subrogation issues while organizing your claim for negotiation or litigation. Timing matters: documenting injuries, adhering to treatment plans, and tracking out-of-pocket losses can significantly impact your case value. We focus on practical solutions tailored to your circumstances and coverage. Whether your claim resolves through settlement or requires a more robust approach, our aim is to secure a result that supports your health, finances, and future.
An auto accident claim in New Jersey generally seeks compensation from insurance carriers for losses caused by a negligent driver, while your own PIP benefits address medical expenses and certain wage losses regardless of fault. Fault still matters for pain and suffering damages, property damage, and claims beyond PIP. The “verbal threshold” (limitation on lawsuit) in many policies affects whether you can pursue non-economic damages unless your injury meets specific categories. Evidence—medical records, bills, photographs, vehicle data, and witness accounts—drives the outcome. The statute of limitations typically allows two years to file a personal injury lawsuit. Strategic timing and thorough documentation help ensure your claim reflects the full scope of your losses.
Strong claims start with timely care and meticulous documentation: emergency evaluation, follow-up treatment, imaging, and consistent medical records that connect injuries to the crash. We gather scene photos, surveillance video, 911 audio, and black box data when available. Notice requirements for insurers, PIP applications, and wage verification should be handled promptly to avoid delays. New Jersey’s two-year statute of limitations makes early planning important, especially when liability is disputed or the extent of injuries evolves over time. We also evaluate comparative negligence, potential third-party liability, and all available coverages, including UM/UIM. By sequencing tasks and evidence properly, we present a claim that is clear, complete, and persuasive.
Understanding common New Jersey insurance terms can make every decision easier after a crash. Personal Injury Protection (PIP) pays medical bills and certain wage losses regardless of fault but has rules for provider networks and authorizations. Comparative negligence allocates fault among drivers and can reduce recovery if you share responsibility. The verbal threshold limits the ability to sue for non-economic damages unless your injuries fall within specific categories. Uninsured/Underinsured Motorist (UM/UIM) coverage helps when the at-fault driver has no insurance or too little. Knowing how these pieces fit together empowers you to choose the right care, track losses, and pursue fair compensation without unnecessary delay.
Personal Injury Protection (PIP) is no-fault coverage in New Jersey that pays for medical treatment and certain wage losses after a crash, regardless of who caused it. PIP may require pre-authorization for specialty care, and treatment should be timely and consistent to avoid disputes. Your choices at purchase—like deductibles, co-pays, and medical expense limits—affect how much is covered. If your PIP benefits are exhausted, other sources may apply depending on fault and available policies. Promptly reporting the crash, following provider guidance, and keeping receipts and explanations of benefits creates a clear, supportable record for your claim.
Comparative negligence assigns a percentage of fault to each party involved in a crash. In New Jersey, you can recover damages as long as you are not more at fault than the other party, but your recovery may be reduced by your share of responsibility. For example, a lane-change error combined with another driver’s speeding might split fault. Careful investigation, witness statements, and scene evidence can clarify responsibility. Understanding this rule helps guide decision-making, negotiations, and trial strategy, especially in multi-vehicle collisions common on major routes near Englewood Cliffs.
The verbal threshold, also called the limitation on lawsuit, is an election on many New Jersey auto policies that restricts when you can pursue pain and suffering damages. To step outside the threshold, injuries typically must meet certain categories, such as significant scarring, permanent injury, or specific fractures. Policy selections made before the crash can dramatically affect your legal options afterward. Accurate diagnosis, timely imaging, and thorough documentation are vital to establishing whether an injury qualifies. Reviewing your policy and medical records early helps set expectations and shape the strategy for your claim.
UM/UIM coverage protects you if the at-fault driver has no insurance or too little to cover your losses. After exhausting the liable driver’s policy, you may proceed against your own carrier under UIM to seek additional compensation. Policy language, offsets, and consent-to-settle provisions are important, and timelines can be strict. Because these claims involve negotiating with your own insurer, careful documentation of injuries, treatment, wage loss, and long-term effects is essential. In areas like Englewood Cliffs with heavy commuter traffic, UM/UIM can make a decisive difference in achieving a fair result when other coverage falls short.
Some claims resolve with minimal conflict—others require a firm, organized approach to overcome liability disputes, incomplete documentation, or undervalued injuries. Handling a claim yourself may be feasible when damages are limited and liability is clear. But when injuries disrupt work, require extended treatment, or involve complex coverage issues, guidance can significantly improve outcomes. We help set the pace of the claim, coordinate providers, and ensure your damages are fully developed before negotiation. Whether you prefer a swift resolution or are prepared to push harder, we calibrate the strategy to fit your situation and goals.
If your crash in Englewood Cliffs involved only light bumper damage and no physical symptoms, a direct property damage claim with the insurer may be practical. Gather repair estimates, rental receipts, and photos, and keep communications factual and concise. Confirm whether you should pursue through your carrier or the at-fault insurer, depending on deductibles and coverage. Even in minor events, document the scene and exchange information properly in case issues arise later. If soreness develops or the vehicle’s damage proves more extensive, revisit your approach and consider additional steps to protect yourself and your claim.
When liability is undisputed and injuries resolve quickly with minimal treatment, you may manage medical billing through PIP while monitoring symptoms and out-of-pocket costs. Keep all explanations of benefits, provider correspondence, and mileage or copay records. Ensure referrals and imaging are authorized when required by your PIP plan. If pain persists, worsens, or impacts your work, expand the scope of your claim and consider exploring additional coverage. Early organization makes any transition smoother, and accurate records position you well whether the claim remains small or evolves as your recovery unfolds.
Neck, back, or head injuries; fractures; nerve pain; or symptoms that interfere with work or daily living warrant a comprehensive approach. Disputed fault on high-speed roads like the Palisades Interstate Parkway, chain-reaction crashes, or conflicting statements from drivers can complicate liability. In these cases, prompt investigation, coordinated medical care, and careful claim sequencing help ensure you are not pushed into a premature settlement. We work to secure scene evidence, consult appropriate resources, and present a well-supported case that accounts for current losses and likely future needs, including therapy, procedures, or accommodations.
When damages are substantial or insurers delay, underpay, or deny valid claims, a comprehensive strategy becomes vital. We identify all available policies—including UM/UIM—and document your medical course, wage losses, and human impact with precision. If negotiations stall, we prepare for mediation or litigation while continually reassessing settlement options. The goal is to move your claim forward efficiently while protecting your long-term interests. Englewood Cliffs accidents can involve commercial vehicles or out-of-state drivers near major corridors, which often raises the stakes and complexity. A thorough, steady approach helps you pursue a result that reflects the true scope of your losses.
A start-to-finish strategy addresses your immediate needs while planning for the long term. Early steps focus on medical care, PIP coordination, and securing time-sensitive evidence. Mid-stage work organizes records, tracks wage loss and out-of-pocket costs, and assesses liability with fresh information. As your treatment clarifies, we time negotiations to reflect your prognosis and future needs. This tempo prevents rushed decisions that leave value on the table, while keeping your claim moving. With consistent communication and clear milestones, you’ll know what to expect and when, helping reduce stress and uncertainty throughout your recovery.
Comprehensive planning also helps address surprises: late-emerging symptoms, coverage disputes, or new information about how the crash occurred. By anticipating challenges and gathering the right evidence early, we can adjust course without losing momentum. Thorough documentation of pain, limitations, and treatment gives your case credibility, whether negotiating with insurers or preparing for court. For Englewood Cliffs drivers, where collisions often involve busy commuter patterns or complex roadways, a methodical approach supports stronger outcomes and a smoother process from first call to final resolution.
Early medical evaluation and consistent follow-up not only support your recovery but also create a clear record linking injuries to the crash. Coordinating PIP benefits, approvals, and referrals helps avoid gaps in care that insurers might use to discount your claim. We focus on documenting how symptoms affect work, sleep, family responsibilities, and recreation. Photographs, journaling, and accurate expense tracking round out your damages. The result is a detailed picture of your losses that supports negotiation or litigation while you focus on getting better.
Strong cases combine credible medical evidence, clear liability, and persuasive presentation of human and financial loss. We build leverage through thorough preparation, identifying all responsible parties and coverages and timing settlement discussions to reflect the full arc of treatment. If additional procedures or therapy are anticipated, we weigh whether to wait, negotiate re-openers, or pursue alternative avenues. By staying proactive and organized, we help ensure your claim is valued fairly and that any resolution supports your long-term well-being.
From the moment a collision occurs, documentation is your ally. Photograph the scene, vehicles, road conditions, debris, skid marks, and visible injuries. Gather names, phone numbers, and insurance details for all drivers and witnesses. Request the police report and save every medical bill, explanation of benefits, and prescription receipt. Keep a crash journal noting pain levels, sleep disruptions, missed work, and how injuries affect daily activities. Organized records increase credibility and reduce the chance that an insurer minimizes your losses. Solid documentation can be the difference between a frustrating, drawn-out process and a claim that moves efficiently toward a fair result.
Insurers often ask for recorded statements or broad medical authorizations early on. While cooperation is important, you should understand your rights and the scope of any request. Routing communications through your representative helps avoid misunderstandings, incomplete information, or statements that can be used to undervalue your claim. It also streamlines scheduling independent medical exams, handling repair estimates, and coordinating PIP approvals. With a clear communication plan, you reduce stress and allow your claim to progress on an organized, predictable timeline aligned with your treatment and recovery.
If your injuries disrupt work, require ongoing treatment, or involve disputed fault, targeted legal help can protect your interests and streamline the process. Insurers are trained to limit payouts; having someone in your corner helps level the playing field. We coordinate care through PIP, organize evidence, and evaluate all coverages, including UM/UIM. For Englewood Cliffs collisions that often involve high speeds and multi-vehicle dynamics, early investigation can be decisive. Our approach is practical: understand the facts, set a strategy, and keep you informed so each decision supports your recovery and your claim.
Legal guidance also provides breathing room. We handle paperwork, deadlines, and negotiations so you can focus on healing and family. When offers arrive too soon or too low, we help you assess whether to wait for additional treatment, seek further evaluation, or press for a better outcome. If the claim warrants a stronger posture, we prepare accordingly while keeping settlement options open. The result is a clear path forward that respects your time, your health, and your long-term financial stability.
Englewood Cliffs sees a mix of high-speed highway collisions and lower-speed neighborhood impacts. Crashes on the Palisades Interstate Parkway and Route 9W often involve sudden lane changes, weather-related hazards, or distracted driving. Near the George Washington Bridge, heavy traffic, delivery vehicles, and out-of-state drivers can complicate fault. Local roads bring parking lot impacts, rear-end collisions, and pedestrian incidents. Rideshare and commercial delivery vehicles add layers of insurance complexity. No matter the scenario, your health and documentation come first: prompt evaluation, consistent treatment, and organized evidence give your claim structure and credibility from the start.
High-speed traffic and sudden slowdowns on the Palisades Interstate Parkway create conditions for multi-vehicle crashes and significant injuries. Vehicles traveling at highway speeds leave little room for error, and weather can amplify risk near the cliffs. In these cases, black box data, dashcam footage, and witness statements can help piece together how the collision occurred. Thorough medical evaluation is vital because symptoms like whiplash or concussive injuries can intensify after the adrenaline fades. We move quickly to secure evidence and coordinate care while structuring the claim to account for current treatment and potential future needs.
Lower-speed impacts on Route 9W and nearby arterials may look minor, but they can still cause painful soft-tissue injuries, headaches, and mobility limitations. Insurers often undervalue these claims, pointing to modest vehicle damage as a proxy for minimal injury. Detailed medical documentation, consistent therapy, and day-to-day journals can demonstrate the true impact on work, chores, and recreation. Photographs of the scene, vehicle positions, and traffic patterns also help clarify liability. We present these elements together to counter common defenses and pursue an outcome that reflects the real cost of your recovery.
Rideshare and delivery collisions can involve layered insurance policies that depend on the driver’s app status at the time of the crash. Determining which coverage applies requires careful review of trip data, dispatch logs, and policy language. We secure those records early and coordinate with medical providers to ensure treatment aligns with PIP requirements and any additional applicable policies. These cases often involve tight timelines and multiple adjusters, so organized communication and documentation are essential. We help you navigate these moving parts while protecting your claim and keeping the process on track.
Our firm blends attentive client service with practical case-building rooted in New Jersey law. We know how insurers evaluate claims, and we prepare yours with the right mix of medical documentation, liability proof, and financial loss evidence. You can expect prompt updates, straight talk, and a plan tailored to your needs—whether you want to pursue a timely settlement or are comfortable taking a measured path that may yield a stronger result. We serve Englewood Cliffs and greater Bergen County with a commitment to clarity, organization, and steady advocacy.
Every claim is different, and that’s how we treat it. From arranging evaluations to coordinating with providers and employers for wage loss verification, we handle the details that move your case forward. When necessary, we consult resources who can explain accident mechanics or future medical needs in plain language. Our goal is a complete, credible presentation of your damages. We also keep lines of communication open, so you always know where your case stands and what to expect next.
Timing matters in auto claims, and we help set a pace that fits your situation. We work to protect you from premature offers, ensure benefits are coordinated, and prepare for negotiation when your medical picture becomes clear. If settlement talks stall, we discuss options and next steps, including mediation or filing suit when appropriate. Through it all, we stay responsive and focused on outcomes that support your recovery and long-term well-being.
Our process follows a simple, effective framework: assess, build, and resolve. We begin by listening to your story, reviewing coverage, and outlining immediate steps to safeguard your claim. Next, we investigate and document, coordinating medical care and compiling the records that demonstrate your injuries and losses. Finally, we negotiate from a position of preparation, aiming for a settlement that reflects the full scope of your damages. If a fair resolution isn’t offered, we discuss litigation options. At each stage, we explain timelines and choices so you feel informed and in control.
We start with a thorough consultation focused on your health, coverage, and goals. We review the crash facts, your symptoms, and any initial records or photos you’ve gathered. We also look at policy documents to understand PIP, liability limits, and any UM/UIM coverage that may apply. From there, we outline immediate action items to protect evidence, coordinate care, and prevent early missteps. Our goal is to create a clear, tailored plan so you know what will happen next and why each step matters.
Your account sets the foundation for the claim. We map the timeline from impact to first treatment, identify witnesses, and capture details that might otherwise be forgotten. We gather phone photos, dashcam footage if available, and contact information for key players. This early work informs decisions about scene investigation, vehicle inspections, or preservation letters to ensure crucial materials are not lost. Understanding your medical symptoms and how they affect daily life helps us anticipate documentation needs and treatment pathways.
We analyze policy declarations, endorsements, and PIP options to clarify which benefits apply and how to access them efficiently. If authorizations are needed, we help secure them promptly. We also address vehicle repairs, rental coverage, and any short-term wage concerns. Where appropriate, we contact insurers to establish claims, manage communications, and reduce the risk of statements being misinterpreted. This focused beginning preserves your rights, supports your treatment, and sets a productive tone for the stages ahead.
The investigation phase turns facts into proof. We seek police reports, video, and witness statements; obtain medical records and bills; and track wage loss and out-of-pocket expenses. When questions arise about how the crash happened or how injuries occurred, we consult appropriate resources to clarify the narrative. Throughout, we coordinate with your providers to ensure treatment is documented and consistent. By organizing evidence and anticipating insurer challenges, we place your claim on solid footing for negotiation or litigation.
We compile scene photos, repair estimates, diagnostic imaging, therapy notes, and physician assessments to build a complete picture of liability and injury. We also gather payroll records and employer letters to verify lost income and missed opportunities. Your pain journal and statements from family or coworkers can illustrate daily limitations that don’t appear on medical charts. This comprehensive record supports the value of your claim and counters common insurer arguments about causation or severity.
We help secure necessary approvals, schedule evaluations, and navigate provider networks to keep care on track. At the same time, we manage communications with insurers, ensuring submissions are complete and deadlines met. When adjusters request additional documents or statements, we respond strategically, providing what’s necessary while protecting your interests. Consistent care and organized paperwork move your claim toward resolution without sacrificing value or accuracy.
With the evidence assembled and your medical picture clearer, we engage insurers to pursue a fair settlement. We present your damages in a structured, persuasive format backed by records and, when appropriate, supportive opinions. If offers do not reflect the strength of your case, we discuss mediation or filing suit. Our posture remains practical and client-centered: we explain risks, timelines, and likely outcomes so you can choose the path that best serves your goals and recovery.
We negotiate with preparation and purpose, using the evidence gathered to highlight liability, medical support, and the real-life impact of your injuries. When helpful, mediation provides a forum for focused dialogue with a neutral facilitator. Throughout, we keep you informed, weigh offers against future needs, and adjust tactics as information evolves. The objective is a resolution that acknowledges your losses and provides stability for the road ahead.
If litigation becomes the right step, we are ready to file and move the case forward. We draft pleadings, conduct discovery, schedule depositions, and prepare materials that explain complex issues clearly. Even while litigating, we remain open to settlement if terms reflect the case’s true value. You’ll receive consistent updates and guidance so you understand the process, potential timelines, and key decisions as your case progresses through the courts.
Ensure safety first: move to a secure area if possible, call 911, and request medical evaluation even if injuries seem minor. Exchange information, photograph the scene, vehicle positions, damage, weather, and any visible injuries. Gather witness names and contact details. Avoid admitting fault and keep conversations brief and factual. Seek prompt medical care and follow provider recommendations, as early documentation ties symptoms to the crash. Notify your insurance carrier and request the police report. Save all medical records, bills, and repair estimates. If contacted by insurers, be cautious with statements and broad authorizations until you understand your rights and coverage. When you’re ready to discuss next steps tailored to Englewood Cliffs and Bergen County practices, call 856-856-2373 to talk with our team about your options.
You are typically not required to give a recorded statement to the other driver’s insurer, and doing so too early can create problems. Adjusters may ask questions that seem routine but can be used to dispute liability or minimize injuries. It’s reasonable to request time to review the police report, collect medical information, and understand your coverage before providing any detailed statement. Your own insurer may require cooperation, but you still have a right to clarity about the scope and purpose of any interview. Consider routing communications through your representative to avoid misunderstandings and ensure accurate, complete information is provided. This approach reduces stress and helps protect the value of your claim while you focus on recovery.
New Jersey PIP generally pays medical bills and certain wage losses regardless of fault, subject to your elected limits, deductibles, and co-pays. Some plans require pre-authorization for specialty care or imaging, and you may need to treat within a network. Keeping appointments, following recommendations, and saving explanations of benefits help prevent disputes and delays. If PIP benefits are exhausted, additional coverage may come into play depending on liability and available policies. We help coordinate authorizations, verify benefits, and organize records so your care proceeds smoothly. Understanding how PIP interacts with liability and UM/UIM coverage can influence timing, providers, and the overall strategy for your claim.
It’s common for symptoms like stiffness, headaches, or dizziness to appear hours or days after a crash. Seek medical evaluation promptly, describe all symptoms in detail, and follow through with recommended care. Early documentation links your condition to the collision and guides appropriate treatment, including therapy or further testing if needed. Keep a symptom journal noting pain levels, sleep issues, missed work, and activity limitations. Share updates with your provider so records reflect your progress and setbacks. These steps not only support your recovery but also create a clear trail for your claim if the insurer questions causation or the severity of your injuries.
In most New Jersey auto injury cases, you have two years from the date of the crash to file a lawsuit. There are exceptions, including claims involving public entities, which may have strict notice requirements, and minors, for whom timelines can differ. Evidence fades and memories dim, so early action is still wise even with a generous deadline. Starting promptly allows time to gather records, secure witness statements, and develop the medical picture before engaging in meaningful settlement discussions. If you think a public vehicle or road condition contributed to your crash in Englewood Cliffs, contact counsel quickly so any special notices are handled on time.
Yes. Under New Jersey’s comparative negligence rules, you can recover damages as long as you are not more at fault than the other party. Your recovery may be reduced by your percentage of fault. For example, if you are found twenty percent responsible, your award could be reduced by that amount. Accurate fault allocation depends on evidence: scene photos, dashcam or surveillance video, black box data, and credible witness accounts. Gathering these materials quickly strengthens your position. We assess the facts and present a clear liability narrative designed to protect your right to fair compensation.
Case value reflects multiple factors: the seriousness and duration of your injuries, medical treatment and prognosis, wage loss and diminished earning capacity, out-of-pocket costs, and how the crash affects daily life. Liability clarity, comparative negligence, and available insurance limits also play key roles. Thorough documentation turns these elements into a persuasive claim. We review medical records, consult with providers, and evaluate future care needs or limitations that may affect work and home life. Then we present your damages in a clear, organized way. This preparation supports strong negotiations and helps ensure any settlement reflects both current and expected future losses.
If the at-fault driver lacks adequate insurance, your Uninsured/Underinsured Motorist (UM/UIM) coverage may apply. After exhausting the liable driver’s policy, UIM can provide additional funds up to your limits. These claims involve specific policy terms, offsets, and consent-to-settle provisions, so careful review is important. We evaluate coverages across all involved policies, coordinate with your carrier, and organize the evidence necessary to support your injuries and losses. UM/UIM claims require the same attention to detail as liability claims, and in congested areas like Englewood Cliffs, they can be essential to achieving a fair outcome.
Initial offers commonly arrive before the full scope of injuries is known. Accepting too soon can leave future treatment, wage loss, or complications uncovered. It’s wise to evaluate your medical progress, confirm diagnoses, and understand potential future care before considering settlement. Having complete records and bills strengthens your bargaining position. We compare offers against documented damages, discuss likely future needs, and weigh the benefits of continued treatment or further evaluation. If negotiation is appropriate, we present a structured demand backed by evidence. If not, we look to mediation or litigation options to pursue a fair result.
We provide practical guidance at every step: coordinating PIP benefits, organizing medical records, gathering evidence, and managing insurer communications. We tailor strategies to Englewood Cliffs conditions and Bergen County practices, focusing on what will move your claim efficiently without sacrificing value. Our communication is straightforward, and our recommendations are grounded in your goals and medical progress. When negotiations begin, we advocate for a resolution that reflects the full scope of your losses. If fair terms aren’t offered, we discuss next steps, including mediation or litigation. To get started and learn how our approach fits your situation, call the Law Office of Edward Appel at 856-856-2373.