A sudden fall can upend daily life, leaving you with pain, medical bills, and uncertainty about what to do next. If you were hurt in a slip and fall in Fair Lawn or elsewhere in Bergen County, you deserve clear information and prompt guidance. At the Law Office of Edward Appel, we help injured people understand their options and protect their rights under New Jersey law. From icy sidewalks and wet store floors to broken steps and poor lighting, hazards are common. Acting quickly helps preserve evidence, document injuries, and position your claim for the best possible outcome.
Property owners and managers in Fair Lawn have a duty to keep walkways, entrances, and common areas reasonably safe. When that duty is neglected and someone gets hurt, a premises liability claim may be appropriate. Our firm focuses on careful investigation, straightforward communication, and steady advocacy against insurers. We explain each step, coordinate with your medical providers, and build a fact-based claim that reflects the full impact of your injuries. Whether your fall happened at a supermarket, apartment complex, restaurant, or public area, we can assess what went wrong and what compensation may be available under New Jersey law.
Time is a major factor after a slip and fall. Hazards are cleaned, video can be overwritten, and witnesses move on. Getting legal help early helps secure scene photos, maintenance records, and incident reports before they disappear. It also helps you avoid missteps with insurance adjusters who may seek statements that limit your claim. With guidance, your medical treatment and documentation stay organized, lost wages are tracked, and future care needs are evaluated. The result is a clearer picture of liability and damages, stronger settlement leverage, and a more efficient path toward fair compensation under New Jersey premises liability law.
The Law Office of Edward Appel is a New Jersey firm handling Personal Injury, Criminal Defense, and DUI matters, with a dedicated focus on helping injured clients regain stability. For slip and fall claims in Fair Lawn, we blend local knowledge with attentive client service. We coordinate medical records, communicate with insurers, and keep you updated from start to finish. Our goal is to reduce stress while moving your case forward with care and attention to detail. If you were hurt in Bergen County, call 856-856-2373 to discuss your situation in a free consultation and learn how we can help.
Slip and fall claims arise when someone is injured due to a dangerous condition on another’s property, and the property owner or manager failed to take reasonable steps to fix or warn about it. In New Jersey, liability depends on factors like how long the hazard existed, whether the owner knew or should have known about it, and whether the injured person exercised reasonable care. Claims can involve supermarkets, retail stores, apartment complexes, offices, and municipal properties. Each setting has different standards of maintenance, inspection, and documentation, making careful investigation important to understand how the incident occurred.
New Jersey follows modified comparative negligence. If you are found more than 50 percent responsible, you cannot recover; if you are 50 percent or less responsible, your recovery is reduced by your percentage of fault. This makes evidence especially important, including photos, surveillance footage, witness statements, and maintenance logs. The statute of limitations is generally two years from the date of injury, and shorter deadlines apply when a public entity is involved. By gathering records and evaluating liability early, you can protect your rights and seek compensation that accounts for medical care, lost income, and other losses.
A slip and fall claim is a type of premises liability case alleging that an unsafe condition on property caused injury. Common hazards include spills, tracked-in rain, snow or ice accumulation, uneven flooring, loose mats, broken steps, poor lighting, and hidden defects. To succeed, you generally must show a dangerous condition existed, the owner or occupier knew or should have known about it, and failed to correct it or warn visitors. Documentation is key. Incident reports, medical records, and photos of the scene and your injuries help connect the condition to your harm and demonstrate negligence.
Most slip and fall cases turn on notice, reasonableness, and causation. Notice asks whether the owner created the danger, knew about it, or should have discovered it through routine inspections. Reasonableness examines the steps taken to fix or warn of the hazard. Causation links the condition to your injuries. The process typically begins with a consultation, evidence preservation, and insurer notification. Your medical treatment and diagnoses are documented, and damages are calculated. Negotiations follow, and if a fair settlement isn’t offered, litigation may be filed to pursue discovery, depositions, and, when appropriate, trial.
Understanding common legal terms can clarify your options after a fall. Duty of care describes the responsibility property owners have to keep their premises reasonably safe. Notice asks what the owner knew or should have known about a hazard. Comparative negligence affects recovery if both sides share fault. Medical documentation links your injuries to the incident and supports damages. These concepts work together in evaluating liability, negotiating with insurers, and presenting your case. While every claim is different, knowing these terms helps you make informed decisions and communicate effectively with your legal team and medical providers.
Duty of care is the legal responsibility property owners and occupiers have to take reasonable steps to keep their premises safe for visitors. What is reasonable depends on the location, use, and foreseeability of harm. For example, a busy supermarket in Fair Lawn should have regular inspection and cleanup procedures, while an apartment complex should address broken steps or poor lighting. When owners fail to implement sensible maintenance, inspections, and warnings, and someone is hurt, they can be held accountable. Demonstrating the duty and how it was breached is central to a strong premises liability claim.
Notice refers to what the property owner knew or should have known about a dangerous condition. Actual notice exists when staff created the hazard or received reports about it. Constructive notice can be shown when the hazard existed long enough that reasonable inspections should have discovered it. In Fair Lawn slip and fall cases, time-stamped photos, surveillance video, cleaning logs, and witness statements often help prove notice. Without notice, liability can be challenging, which is why early evidence preservation is important. Establishing notice connects the owner’s duty to the specific condition that caused your injuries.
New Jersey uses modified comparative negligence, which can reduce your recovery if you share responsibility for the fall. If you are 50 percent or less at fault, your compensation is reduced by your percentage. If you are more than 50 percent at fault, you cannot recover. Insurers often argue that you were distracted, wore unsafe footwear, or ignored warnings. Thorough investigation, scene photographs, and consistent medical records help counter these arguments. Comparative negligence does not end many claims; instead, it informs a realistic evaluation and negotiation strategy aimed at securing a fair result under the law.
Medical documentation includes emergency records, imaging, physician notes, treatment plans, therapy notes, and bills. These records connect your injuries to the incident, show the severity of harm, and outline future care needs. Consistent follow-up and clear symptom reporting strengthen your claim, while gaps in treatment can raise doubts. Save receipts, mileage, and out-of-pocket costs to support damages. When appropriate, summaries from treating providers can explain prognosis and limitations. Together with incident evidence, medical documentation provides the foundation for negotiating with insurers and, if needed, presenting your case to a judge or jury in New Jersey.
Some Fair Lawn slip and fall claims are resolved with minimal support, while others require full representation. Limited help can include guidance on evidence, medical documentation, and negotiating a straightforward claim. Full representation typically involves comprehensive investigation, formal damages assessments, and strategic preparation for litigation if settlement stalls. Consider injury severity, disputed facts, and the complexity of issues like notice and multiple defendants. Insurers evaluate risk; thorough preparation increases leverage. The right fit balances your needs, the stakes, and how much time and stress you can manage while you focus on healing.
If your injuries are minor, recover quickly, and fault is apparent, limited guidance may be appropriate. For example, a store spill captured on video with an immediate incident report and prompt cleanup may support efficient negotiations. In these cases, the focus is on organizing medical records, documenting missed time from work, and presenting a concise demand package. Limited help can provide direction on communicating with adjusters while avoiding statements that harm your claim. This approach can save time and expense while still securing fair reimbursement for medical care and short-term losses arising from the Fair Lawn incident.
Occasionally, an insurer offers a settlement that appears to cover your documented medical bills and brief lost wages. Before accepting, it helps to confirm that your treatment is complete, you understand any future care, and liens or subrogation issues are addressed. Limited assistance can review medical records, verify billing accuracy, and confirm that the release language does not expose you to unexpected obligations. If the offer aligns with your actual damages and risks, a streamlined resolution may be sensible. A brief consultation can provide peace of mind and help you avoid leaving money on the table.
When injuries involve fractures, surgeries, head trauma, or extended therapy, full representation can make a meaningful difference. Complex medical care requires careful coordination of records, provider statements, and future cost projections. Insurers often challenge causation and the extent of limitations, especially where preexisting conditions exist. A comprehensive approach organizes your medical story, works with qualified consultants when needed, and ensures damages include lost earning capacity and future care. This level of preparation supports stronger negotiations and, if necessary, a well-documented case in court to pursue the compensation your situation truly warrants.
If there are questions about who is responsible, or there are multiple parties—such as a property owner, management company, and snow removal contractor—full representation helps untangle liability. Establishing notice, maintenance practices, and contract duties often requires detailed records and depositions. Insurers may point fingers to avoid paying, while surveillance footage and cleaning logs may be difficult to obtain without formal requests. A comprehensive strategy preserves evidence, secures witness statements, and builds leverage for negotiation or trial. In Fair Lawn, where businesses and residential properties overlap, clarity on roles and responsibilities is often essential to success.
Full representation assembles the strongest version of your claim. It coordinates medical documentation, obtains incident reports, and pursues maintenance and video records that can make or break liability. Your damages are fully evaluated, including future treatment, lost income, and the impact on daily life. Comprehensive preparation also counters common insurer tactics that try to minimize injuries or shift blame. With a complete file, negotiations are more productive because the risks of trial are clear to both sides. The process is structured to move forward efficiently while you concentrate on your health and recovery.
A comprehensive approach also brings clarity and comfort during a difficult period. You receive organized updates, timely responses to questions, and guidance at key decision points. If discussions stall, your claim is already positioned for litigation with evidence preserved and arguments developed. This readiness often prompts more realistic settlement talks, and if court becomes necessary, your case is trial-prepared rather than scrambling. For many Fair Lawn residents, that combination of thorough documentation and steady advocacy provides both practical results and the reassurance that every reasonable step has been taken to protect their interests.
Thorough investigation captures the details that prove liability. Early requests seek surveillance footage before it is overwritten, while photographs document the hazard, lighting, and warning signs. Maintenance logs and incident reports reveal inspection practices and prior problems. Witness interviews add context about how long the condition existed and whether staff responded. Medical records are gathered in sequence to connect injuries to the fall and outline the course of treatment. Together, this evidence provides a clear, credible narrative of what happened, why it happened, and how it affected you—powerfully supporting settlement or, if necessary, litigation.
Insurers assess risk. When your claim is fully documented and ready for court, negotiations are taken more seriously. Strategic negotiation means understanding policy limits, evaluating comparative negligence arguments, and presenting damages with clear medical and financial support. If a fair offer does not materialize, the case transitions to litigation without delay, with discovery plans and witnesses already identified. This dual-track mindset respects your time and maximizes leverage. For Fair Lawn cases, where property conditions and weather can complicate liability, a prepared and steady approach helps transform complex facts into persuasive legal arguments.
If you can, take clear photos of the hazard, surrounding area, lighting, and any warning signs. Ask for an incident report and request a copy. Save the shoes and clothing you wore, and avoid cleaning them before they are photographed. Look for cameras and note their locations, as video can be overwritten quickly. Collect names and contact information of witnesses and employees who saw the incident or the condition. These simple steps, taken promptly in Fair Lawn or anywhere in Bergen County, can preserve vital evidence that supports liability and strengthens your claim from the very beginning.
Insurance adjusters may contact you quickly and request a recorded statement. Be cautious. Without full medical information or a clear understanding of the hazard, early statements can be used to minimize your claim. You can politely decline and explain that you will respond after consulting with counsel. When you are ready, provide accurate, concise information supported by documents and photographs. This approach ensures that your words align with the evidence and helps prevent misunderstandings. Thoughtful communication early on often leads to smoother negotiations and reduces the risk of avoidable disputes about liability and injuries.
A lawyer can help level the playing field with insurers who handle these claims every day. You gain guidance on preserving evidence, organizing medical proof, and valuing damages, including future care and wage loss. Representation can relieve stress, reduce mistakes, and shorten delays. In Fair Lawn, local knowledge of common hazards, weather impacts, and building practices can streamline investigation. Clear communication ensures you understand each step, from initial claim to settlement talks or, when needed, litigation. The support you receive allows you to focus on healing while your case moves forward thoughtfully and efficiently.
Even if you are unsure whether you have a case, a free consultation can provide clarity. Early advice helps avoid pitfalls like missed deadlines, incomplete records, or signing broad releases. When injuries are significant or liability is disputed, the difference in outcome can be substantial. A well-prepared claim often produces stronger settlement offers and positions you for court if necessary. In short, choosing the right level of support at the right time can protect your rights, reflect the true impact of your injuries, and give you confidence that your claim is being handled with care.
Slip and fall incidents occur in many settings across Fair Lawn. Busy retail stores and restaurants can see frequent spills and tracked-in rain. Residential properties may have loose handrails, broken steps, or uneven walkways. In winter, snow and ice can linger on sidewalks, parking lots, and building entrances, creating dangerous conditions if not treated promptly. Poor lighting and hidden defects compound the risk. These cases turn on inspection routines, maintenance practices, and how quickly hazards are addressed. Understanding the property type and the specific condition that caused your fall is key to evaluating liability and damages.
Spills near coolers, produce sections, and drink stations are common, and so are hazards from mopping without proper warnings. In Fair Lawn stores, busy foot traffic and frequent restocking can increase risks. Strong cases often involve proof of how long a spill existed, whether inspections were regular, and whether employees ignored or missed warnings. Photos, video, and time-stamped receipts can help establish timing. Incident reports, prior complaints, and cleanup logs are also important. If a store knew or should have known about the hazard and failed to act reasonably, it may be responsible for your injuries.
Winter in Bergen County brings recurring snow and ice. Property owners and managers must take reasonable steps to treat icy areas, shovel walkways, and add salt or sand as needed. Parking lots, sidewalks, and building entrances are frequent problem spots. Timing matters: if a storm just ended, owners need a reasonable opportunity to clear hazards, but neglect after that window can lead to liability. Photos showing untreated areas, footprints, and lighting conditions are valuable. Maintenance contracts with snow removal companies can also define responsibilities. Prompt documentation helps demonstrate what reasonable care required under the circumstances.
Falls in apartment complexes often involve broken or uneven steps, loose handrails, worn carpeting, and poor lighting. Landlords and property managers are expected to maintain common areas, conduct inspections, and act on tenant complaints. If reports about hazards go unanswered, that history can establish notice and responsibility. In multi-unit buildings, security cameras and maintenance records may be available, and neighbors can provide helpful witness statements. When a dangerous condition persists and causes injury, the property owner or managing company may be liable for resulting medical bills, wage loss, and other damages under New Jersey law.
Our firm combines attentive client service with determined case preparation. We take the time to understand your injuries, life demands, and goals, then tailor a strategy that fits. You receive clear explanations of your options, regular updates, and responsive communication. We collect the records, photos, and witness statements needed to support your claim, and we address insurer requests without letting them derail your recovery. For Fair Lawn residents, that means a local team focused on building a strong, well-documented case while respecting your time and priorities.
We know how insurers evaluate risk and value claims. By organizing your medical timeline, verifying billing, and projecting future costs when appropriate, we present a complete damages picture. We investigate liability thoroughly and seek records that establish notice and maintenance practices. This preparation helps avoid delays, clarifies strengths and weaknesses, and positions your claim for constructive settlement talks. If discussions stall, we’re prepared to press forward with litigation and discovery to pursue a fair result. Our approach is practical, focused, and aligned with your long-term recovery.
Choosing a lawyer is a personal decision. We encourage you to ask questions, compare approaches, and select the team that fits your needs. At the Law Office of Edward Appel, you’ll speak with real people who care about your outcome and your experience along the way. We offer a free, no-obligation consultation so you can learn about the process and decide your next step with confidence. When you are ready, we are ready to help you move forward after a slip and fall in Fair Lawn.
We use a clear, step-by-step process designed to preserve evidence, document injuries, and advance your claim efficiently. It begins with a careful consultation and early evidence requests, followed by a focused investigation into liability and damages. We keep you informed of milestones, including insurer responses and medical developments. When appropriate, we negotiate from a position of preparation. If settlement is not reasonable, we move to litigation and discovery with a plan. Throughout, our goal is to reduce stress, maintain momentum, and pursue a result that reflects the true impact of your injuries.
Your case starts with a conversation. We listen to what happened, review any photos or reports, and outline next steps tailored to your situation. We identify urgent tasks, such as sending preservation letters to secure video and records, and we discuss medical care, insurance coverage, and timelines. You’ll receive guidance on communications with adjusters and how to document expenses and missed work. Our initial evaluation provides an honest assessment of liability issues, damages, and potential strategies. The aim is to create a roadmap and begin gathering the proof needed to present a strong, well-supported claim.
We take time to understand how the fall happened, what you felt immediately afterward, and how your injuries affect daily life. Details matter: footwear, lighting, weather, signage, and witness observations can all influence liability. We also discuss your goals, whether that is a timely settlement to address bills or a thorough pursuit of all damages through litigation if needed. By aligning our approach with your priorities, we can tailor communication, timelines, and negotiation strategy to fit your needs while building a clear narrative supported by documents and testimony.
Evidence can fade quickly, so we act fast. We evaluate photos, medical records, and any incident report you received. We identify potential surveillance footage and request that it be preserved. We look for inspection logs, prior complaints, and maintenance records that speak to notice. This early review helps us analyze liability and anticipate defenses, such as comparative negligence or transient conditions. By organizing proof from the outset, we create leverage for negotiations and ensure that, if litigation becomes necessary, your case already rests on a carefully assembled foundation of facts.
We deepen the investigation by contacting witnesses, securing records, and requesting documents from the property owner or manager. We coordinate your medical records and bills, track out-of-pocket costs, and, when helpful, obtain summaries from treating providers to clarify prognosis and limitations. We calculate damages, including wage loss and future care needs when supported by evidence. Then we prepare a detailed demand package for the insurer that explains liability, addresses potential defenses, and presents damages clearly. This preparation encourages meaningful negotiations and keeps your case on a steady path toward resolution.
We collect the documents that tell your story: medical records and bills, imaging, wage statements, and receipts. We request maintenance logs, incident reports, and any relevant contracts that define inspection and cleanup responsibilities. When available, we secure surveillance footage and contact witnesses for statements. If technical issues arise, we may consult independent professionals to analyze surfaces, lighting, or building code questions. Each piece of evidence plays a role in proving notice, reasonableness, and causation. Organized and complete records form the backbone of your claim and drive more productive settlement discussions.
Once liability and damages are documented, we present a demand supported by records and a clear legal theory. We respond to adjuster questions with evidence, not speculation, and address comparative negligence arguments directly. Our goal is to move negotiations forward with facts and reduce unnecessary back-and-forth. If offers undervalue your injuries or ignore key proof, we explain why they fall short and prepare to escalate. By showing that your case is trial-ready, we encourage realistic dialogue and, when appropriate, pursue alternative dispute resolution to reach a fair and timely outcome.
If settlement does not reflect the evidence, we file suit within New Jersey’s deadlines and pursue discovery to secure testimony and documents. We prepare you for each step, from depositions to potential mediation, and continue to update damages as treatment evolves. Litigation is methodical: we focus on the proof that matters most and keep momentum toward resolution. Whether the case resolves through motion practice, mediation, settlement, or trial, our preparation remains the same—organized, fact-driven, and aligned with your goals—so that your claim receives the thorough attention it deserves.
Litigation begins with a complaint that sets out the facts, legal theories, and damages. Discovery follows, including written exchanges and depositions to obtain maintenance policies, inspection logs, and witness testimony. We pursue video, training materials, and communications that help establish notice and responsibility. We also continue to gather medical updates and, when necessary, secure statements from treating providers to clarify prognosis. Throughout discovery, we evaluate strengths and challenges, refine strategy, and prepare for mediation or trial. This disciplined approach supports resolution on fair terms and keeps your case advancing toward closure.
Many cases resolve through negotiation or mediation once both sides see the full scope of evidence. If a fair settlement remains out of reach, we are prepared to try the case and present your story with clarity and documentation. Trial readiness often encourages reasonable offers, but when necessary, a judge or jury can decide liability and damages. At every stage, we explain options in plain language and help you weigh risks and benefits. Our focus is achieving a resolution that reflects your injuries, future needs, and the facts developed throughout the case.
In most New Jersey personal injury cases, including slip and falls, you have two years from the date of injury to file a lawsuit. Waiting can weaken your claim because evidence like surveillance video and maintenance logs may be lost, and witnesses become harder to locate. Early action helps preserve proof, align medical care, and avoid deadline issues that can jeopardize your rights. If a public entity is involved—such as a municipal building or public sidewalk maintained by a town—New Jersey’s Tort Claims Act may require a Notice of Claim within 90 days of the incident. Missing this step can significantly limit your options. Speak with a lawyer promptly to determine which deadlines apply to your situation and to protect your ability to seek compensation.
Yes. New Jersey follows modified comparative negligence. If you are 50 percent or less at fault, your compensation is reduced by that percentage. If you are more than 50 percent at fault, you cannot recover. Insurers often argue a person was distracted, wore improper footwear, or ignored warnings, so evidence matters. Photos, witness statements, and maintenance records can counter defense arguments. For example, poor lighting, hidden defects, or a long-standing spill may show that the property owner’s negligence outweighed any alleged missteps. A careful investigation aims to allocate fault fairly and present a clear, credible account of how the dangerous condition caused your injuries.
Available compensation typically includes medical expenses, therapy, and medications; lost wages or diminished earning capacity; and non-economic damages like pain, suffering, and the impact on daily activities. Document everything: bills, mileage, and out-of-pocket costs. Consistent medical care helps connect your injuries to the fall and supports the value of your claim. Future damages may also apply when injuries require ongoing treatment or create lasting limitations. When supported by medical evidence, projections for future care, assistive devices, or job accommodations can be included. Each case is unique, and the strength of liability evidence and the completeness of medical documentation significantly influence outcomes in negotiations or court.
Prioritize safety and health. If possible, photograph the hazard, the surrounding area, and your injuries. Report the incident to management and request a copy of the report. Gather contact information for witnesses and employees who saw the condition. Save the shoes and clothing you wore, and avoid washing them until they are documented. Seek medical evaluation right away, even if you feel okay at first. Avoid giving recorded statements to insurers before you understand your injuries and your rights. Keep a journal of symptoms, missed work, and impacts on daily life. Promptly calling a law firm can help preserve surveillance video and maintenance records that might otherwise be lost, strengthening your claim from the start.
Fault is generally proven through evidence showing a dangerous condition and that the property owner knew or should have known about it. Useful proof includes surveillance video, photos, incident reports, cleaning and inspection logs, witness statements, and prior complaints. The length of time a hazard existed is often critical to establishing notice. We also look at reasonableness: were there routine inspections, quick cleanup procedures, and adequate warnings? Weather records and lighting measurements can matter, too. Medical documentation links the fall to your injuries and establishes the extent of harm. Combining liability evidence with clear damages helps produce stronger negotiations and, if needed, supports your case in court.
Be cautious. Insurance adjusters may request a recorded statement shortly after a fall, before your injuries and the cause are fully understood. Early statements can be used to limit or challenge your claim. You are not required to provide a recorded statement immediately, and it is reasonable to wait until you have spoken with a lawyer. When you do communicate, keep it accurate and concise, and support your answers with documents whenever possible. A measured approach helps prevent misunderstandings and keeps your case aligned with the evidence. Clear, documented communication often leads to more productive negotiations and reduces avoidable disputes about liability and damages.
Case value depends on liability strength, injury severity, treatment length, lasting effects, lost income, and available insurance coverage. Strong evidence—like video, maintenance logs, and consistent medical records—typically increases settlement leverage. Conversely, disputed fault or limited documentation can suppress offers. No lawyer can promise a specific result, and each case turns on its facts. A thorough evaluation reviews your full medical picture, out-of-pocket costs, and future care needs when supported by providers. We also consider comparative negligence arguments that might reduce recovery. With a complete, organized file, negotiations are better informed and more likely to reflect the true impact of your injuries.
Many slip and fall cases settle before trial, particularly when liability and damages are well documented. Settlement can reduce stress, legal expense, and uncertainty. Still, it is important to prepare as if the case will proceed, which often leads to more realistic offers from insurers. If a fair settlement is not reached, litigation allows us to obtain records and testimony through discovery, present your case to a judge or jury, and seek a verdict. We will discuss the pros and cons of each stage and keep you informed so you can make confident decisions aligned with your goals.
Claims involving government property follow special rules. In New Jersey, a Notice of Claim may be required within 90 days under the Tort Claims Act, with additional deadlines that can affect your rights. These cases often involve unique defenses and standards for maintenance and warnings. Because timing is strict and records can be difficult to obtain, contacting a lawyer promptly is important. Early steps include preserving video, identifying responsible entities, and gathering witness information. We evaluate whether the condition was dangerous, foreseeable, and reasonably addressed. Acting quickly improves the chance of securing the evidence needed to pursue fair compensation.
Costs vary by firm and case complexity. Many New Jersey personal injury matters are handled on a contingency fee basis, where attorney fees are paid from a recovery rather than upfront. There may also be case expenses for records, filings, or consultants, which are typically discussed at the outset so you understand what to expect. We offer a free, no-obligation consultation to talk through your situation, potential strategies, and fee structure. Transparency helps you make an informed choice about representation that fits your needs and comfort level. Call 856-856-2373 to discuss your options and get answers tailored to your circumstances.