A sudden fall on a sidewalk, stairway, or store floor in Hoboken can upend your day and your health. Medical bills, missed work, and insurance calls arrive fast, often before you know the full extent of your injuries. At the Law Office of Edward Appel, we help Hoboken residents and visitors understand their options after a slip and fall. Our team reviews what happened, preserves evidence, and speaks with insurers so you can focus on healing. If you were hurt in Hudson County, reach out to learn how New Jersey law may support a recovery for your losses and what steps to take right now.
Every slip and fall case turns on details: where you fell, who controlled the property, how long a hazard existed, and what evidence proves it. We tailor our approach to Hoboken’s unique mix of busy sidewalks, waterfront paths, apartment buildings, and bustling storefronts. Whether your injuries are new or symptoms have developed over time, we can help document your condition and pursue the compensation you deserve under New Jersey law. A timely consultation can protect your rights, identify responsible parties, and prevent avoidable mistakes with insurance. Call 856-856-2373 to talk with our team about what happened and your next steps.
Evidence in a slip and fall can disappear quickly. Spills are cleaned, lighting is repaired, and surveillance footage may be overwritten. Getting legal help early helps preserve photographs, witness accounts, maintenance records, and video before they fade or vanish. A timely strategy can also protect you from statements that might be used against you by an insurance adjuster. With guidance, you can coordinate medical care, track expenses, and present a clear picture of how the incident affected your life. Early involvement often leads to stronger negotiations, a more accurate claim value, and less stress while you recover.
The Law Office of Edward Appel serves Hoboken and communities throughout New Jersey in personal injury, criminal defense, and DUI matters. In slip and fall cases, we bring focused attention to local conditions, property ownership patterns, and insurer practices common in Hudson County. We believe consistent communication makes a difference: you’ll know where your case stands and why each step matters. From initial investigation to settlement discussions or litigation, we aim to build a file that speaks for itself. If you were injured in a fall, our team is ready to listen and chart a path forward that fits your goals and timeline.
Slip and fall matters fall under New Jersey premises liability law. Property owners, managers, and in some cases tenants, must take reasonable steps to keep their premises safe for lawful visitors. When hazards like spills, ice, broken handrails, or uneven flooring aren’t addressed within a reasonable time, injuries can result. To succeed, a claim typically must show the defendant had actual or constructive notice of the condition, failed to correct it, and that failure caused your injuries. Photographs, incident reports, medical records, and witness testimony often play central roles in proving what happened and who should be responsible.
New Jersey follows modified comparative negligence. If you are 50% or less at fault, your recovery may be reduced by your percentage of responsibility. If you are more than 50% at fault, you generally cannot recover. Insurers often argue comparative fault by focusing on footwear, distractions, or warning signs. A careful legal approach confronts those arguments by documenting the condition, showing prior complaints or maintenance issues, and connecting the hazard to your injury. Timelines also matter: the statute of limitations limits how long you have to file, and certain public-entity claims require earlier notice to preserve rights.
A slip and fall claim arises when a person is hurt because a property hazard was not addressed within a reasonable time or warned against. Common scenarios include wet floors at grocery stores, icy sidewalks near commercial properties, worn steps in apartment buildings, loose mats at entryways, or poor lighting in stairwells. The core question is whether the person or entity responsible for the property knew or should have known of the danger and failed to take reasonable action. If that failure led to your injury, New Jersey law may allow compensation for medical expenses, lost wages, and pain and suffering.
Successful claims usually show four elements: duty, breach, causation, and damages. Duty means the property controller owed you reasonable care. Breach is the failure to maintain safe conditions or warn. Causation connects that breach to your injury. Damages include medical costs, wage loss, and non-economic harms. The process starts with medical care and evidence preservation, followed by notifying insurers, collecting records, and valuing losses. Many matters resolve through negotiation; others require filing a lawsuit. Throughout, timely documentation and clear communication help demonstrate what happened, why it matters, and the fair value of your claim.
Understanding common terms can make the process clearer. Premises liability outlines responsibilities of property owners and occupiers. Constructive notice addresses when a hazard existed long enough that someone should have known. Comparative negligence assigns percentages of fault between parties. The statute of limitations sets the deadline to file a case, and special notice rules may apply to public entities. By learning these terms, you can better follow strategy discussions, evaluate offers, and anticipate insurer arguments. Our team explains each concept as it applies to your facts, so decisions are informed and aligned with your goals.
Premises liability is the body of law that governs the duty of property owners, managers, and certain tenants to maintain reasonably safe conditions for lawful visitors. In a slip and fall claim, it focuses on whether the responsible party created a hazard, knew about it, or should have known and failed to fix it or warn. The analysis considers the type of property, how the area is used, and what steps were taken to inspect and address risks. Premises liability establishes the framework for proving responsibility and pursuing compensation when unsafe conditions cause injuries.
Comparative negligence allocates responsibility between the injured person and the property controller. In New Jersey, if you are 50% or less at fault, your recovery can be reduced by your percentage. If you are more than 50% at fault, you generally cannot recover. Insurers often raise comparative negligence to argue the injured person was distracted, ignored warnings, or wore unsafe footwear. Effective advocacy addresses these points with evidence like surveillance, witness accounts, and maintenance records to show how the hazard formed and why reasonable care would have prevented the fall.
Constructive notice means a dangerous condition existed for enough time that the property controller should have discovered it with reasonable inspections. It is often shown by the size or spread of a spill, footprints or cart tracks, prior complaints, or maintenance logs. In some self-service settings, New Jersey’s mode-of-operation doctrine can ease the burden of proving notice because certain hazards are considered foreseeable. Establishing constructive notice strengthens a claim by connecting the property’s inspection practices to the time the hazard likely formed and remained unaddressed.
The statute of limitations sets the deadline to file a lawsuit. In many New Jersey injury cases, you generally have two years from the date of the incident, though exceptions and special rules apply. Claims against public entities require a Notice of Claim within a much shorter period, often 90 days, which makes early action important. Missing a deadline can end a claim regardless of its merits. Tracking the correct timeline for your situation and preserving evidence before memories fade are essential to protecting your ability to seek compensation in court if needed.
After a fall, you may consider handling the claim alone, using limited legal help for specific tasks, or retaining full representation. Self-representation can seem faster, but insurers often control the pace and may press for statements or low offers. Limited help can target key steps like evidence preservation, medical record organization, or settlement review. Full representation coordinates investigation, claim valuation, negotiation, and—if necessary—litigation. The right approach depends on injury severity, disputed liability, and your comfort managing deadlines and paperwork. A brief consultation can clarify which path fits your goals and resources.
Sometimes, a hazard is well-documented and injuries are modest, such as a small cut or bruise that resolves quickly. If the property acknowledged the issue in writing, captured it on video, and offered to cover initial bills, limited assistance may be appropriate. Targeted help can ensure your medical records match the event, verify that the offer covers out-of-pocket costs, and address lien and bill coordination. This approach keeps fees low and momentum steady while protecting you from common missteps, like signing a release before all care is finished or future needs are known.
If an insurer promptly accepts responsibility and extends a reasonable offer that covers medical expenses, lost time from work, and a fair amount for pain and disruption, limited scope help can focus on review and negotiation. A short engagement can confirm your damages are correctly calculated, check for future treatment needs, and ensure liens are addressed so funds reach you efficiently. This option can be cost-effective when liability is uncontested and injuries are not long-term. Even in straightforward cases, a brief legal review can prevent underpayment and help finalize a settlement on solid terms.
If the property denies responsibility, claims you were distracted, or refuses to share surveillance, comprehensive representation can be vital. Quick action may secure footage before it is overwritten and obtain maintenance logs, inspection policies, and incident histories. Where witnesses are involved, timely outreach preserves accounts while memories are fresh. Thorough development of the facts helps counter comparative negligence arguments and shows how reasonable inspections would have prevented the fall. In contested cases, a coordinated strategy from investigation through potential litigation often leads to better results than piecemeal assistance.
When injuries require surgery, ongoing therapy, or cause extended time away from work, full representation helps capture the complete picture of harm. That includes future medical needs, reduced earning capacity, and day-to-day limitations. Insurers may challenge causation or downplay long-term effects. A comprehensive approach coordinates medical documentation, expert opinions when needed, and damage calculations that reflect the true impact of the fall. It also manages deadlines, negotiations, and courtroom preparation if settlement isn’t feasible. This end-to-end support keeps the claim moving and positions you to pursue a recovery that aligns with your losses.
A thorough approach streamlines the entire claim, from preserving video to preparing a persuasive demand. It keeps records organized, timelines clear, and communications focused on what matters—liability and damages. With one coordinated strategy, you avoid gaps that can occur when tasks are handled in isolation. Consistent advocacy helps address insurer arguments as they arise and maintains momentum toward resolution. For Hoboken incidents, local knowledge of common hazards, building layouts, and snow and ice patterns can further strengthen your presentation and support efficient negotiations.
Comprehensive support can also reduce stress. Handling forms, calls, and deadlines while recovering is draining. A single point of contact coordinates care documentation, wage verification, and settlement logistics, allowing you to focus on healing. If the case requires litigation, the groundwork is already in place: evidence preserved, witnesses identified, and claims documented. That preparation often improves the quality of settlement talks and readies the case for court when necessary. In short, a complete strategy aims for accuracy, consistency, and timely progress toward a fair outcome.
Well-developed evidence can decide a case. A comprehensive approach identifies every source: surveillance systems, incident reports, maintenance logs, snow removal contracts, and witness statements. It also addresses preservation, sending timely requests to prevent deletion and documenting conditions with photographs and measurements. Medical records are assembled to link the fall to diagnosed injuries, while employment records help show lost earnings. By aligning these pieces, your claim tells a clear story: what happened, why it should have been prevented, and how it changed your life. This clarity supports fair negotiation and positions the case well if litigation is needed.
A complete strategy aims to account for every category of loss—past and future medical care, wage loss, and non-economic harms—while easing your workload. Coordinated advocacy manages insurer communications, tackles documentation requests, and keeps deadlines on track. That support helps avoid common missteps, like settling before understanding future treatment or overlooking reimbursement obligations. By presenting a full, well-supported claim, you increase the likelihood of fair compensation and shorten the path to closure. Meanwhile, you can focus on recovery, knowing that the legal aspects are being handled with care and attention.
If you can, take clear photos and short videos of the hazard from multiple angles before it is cleaned or repaired. Include close-ups and wider shots that show context, lighting, and any warning signs or lack thereof. Ask for an incident report and note the names of employees you speak with. Politely request that surveillance footage be preserved. If others saw the fall, collect contact details. Your phone’s timestamp helps establish when the condition existed. These steps, taken right away, can significantly strengthen the proof that a dangerous condition caused your injuries.
Insurance adjusters may contact you quickly and ask for a recorded statement. Be courteous but cautious. Provide basic information, then consider consulting counsel before giving details about fault or injuries. Decline to sign blanket authorizations that allow broad access to unrelated medical history. Keep communication in writing when possible, and save all correspondence. Do not post about the incident or your recovery on social media. A measured approach prevents misunderstandings, preserves your privacy, and keeps the focus on verified facts that support a fair evaluation of your claim.
Insurance companies handle these claims every day and know how to minimize payouts. Legal representation levels the field by gathering evidence early, organizing medical proof, and presenting a well-supported claim value. It also shields you from unnecessary statements, low offers, and coverage disputes. In Hoboken, where property ownership and maintenance responsibilities can be complex, a guided approach helps identify all potentially responsible parties. Even if you are unsure about fault, a consultation can clarify your options and protect your rights while you focus on recovery.
When injuries linger, proper documentation becomes vital. Missed appointments, incomplete records, or unclear timelines can weaken a claim. Legal support helps you track care, verify wage loss, and address liens so settlement funds are delivered efficiently. If negotiations stall, you will be prepared for litigation rather than starting from scratch. That continuity saves time and supports better outcomes. Whether your fall happened in a supermarket, apartment building, or on a busy sidewalk, a structured plan helps you pursue compensation with confidence and clarity.
Slips and falls in Hoboken often involve everyday places—supermarkets, restaurants, apartment buildings, and sidewalks near commercial storefronts. Winter weather can turn entrances and steps hazardous, while high foot traffic increases the chance that spills happen and go unnoticed. Poor lighting, loose mats, and worn treads are frequently involved. Each scenario carries unique legal considerations about who controlled the area and what inspections were reasonable. Collecting photos, reports, and witness contacts immediately after the incident can make a decisive difference in how responsibility is assigned and how your claim is valued.
Snow and ice create recurring risks on Hoboken sidewalks and building entrances. Commercial properties generally have a duty to take reasonable steps to remove ice and treat surfaces within a reasonable time after storms. Timing, weather patterns, and efforts to salt or shovel can all be important. Photos, weather records, and maintenance logs help show when the condition formed and what was done to address it. If you fell near a storefront or multifamily building, identifying who controlled the area—owner, tenant, or contractor—helps pinpoint responsibility and ensures notice is sent to the correct parties.
Hoboken’s busy markets and eateries present self-service environments where spills are foreseeable. Proof can include store sweep logs, staff statements, surveillance, and the size or spread of the spill. In some self-service settings, New Jersey law recognizes that recurring hazards may be expected, affecting how notice is evaluated. If a spill was left unaddressed or warning signs were missing or poorly placed, liability may follow. Reporting the incident before leaving, obtaining a copy of the report, and documenting your injuries promptly can strengthen your claim and preserve important details.
Falls often involve physical defects that develop over time, such as cracked steps, worn nosing, or frayed mats that buckle at entryways. Poor lighting can hide changes in elevation or debris in stairwells and hallways. These conditions may show a failure to inspect and repair within a reasonable interval. Photos that capture measurements, angles, and the surrounding area help establish the hazard. Work orders, maintenance histories, and prior complaints can further demonstrate notice. When these elements align, they support the argument that reasonable care would have prevented the fall and your injuries.
We focus on careful investigation and clear communication. From the start, we gather records, photos, and witness accounts, and request preservation of surveillance before it disappears. You will understand what we are doing and why, with regular updates and straightforward guidance. Our approach is practical and geared toward results that reflect your injuries and recovery needs. In Hoboken cases, we pay attention to property ownership, maintenance responsibilities, and local patterns that often influence how insurers evaluate claims.
Your time and health matter. We work to reduce the burden of calls, forms, and deadlines so you can focus on healing. We coordinate with medical providers to document your care and ensure your claim reflects both immediate and future needs. If negotiations are productive, we will pursue a settlement that fairly values your losses. If not, we prepare for the next step with the groundwork already in place, from preserved evidence to organized records and identified witnesses.
Choosing a law firm should feel comfortable and informed. During your consultation, we will discuss the facts, potential challenges, and realistic timelines. We offer candid assessments and set expectations about the process ahead. Whether your case resolves quickly or requires litigation, our goal is the same: to advance your interests with diligence and integrity. When you are ready to talk, we are here to help you plan the path forward and pursue the compensation you are entitled to seek under New Jersey law.
Our process is built to protect evidence, clarify liability, and present a complete picture of damages. We start with a detailed intake to understand what happened, then move quickly to request surveillance and records before they are lost. As medical care progresses, we organize bills and reports to connect your injuries to the fall. We keep you informed and involved, discussing settlement ranges and next steps. If negotiations do not produce a fair result, we transition to litigation with evidence already preserved and your case well-positioned for court.
We immediately secure key proof before it disappears. That includes sending preservation letters for surveillance, requesting incident reports, and gathering photographs and witness contacts. We analyze ownership and control of the property to ensure notice reaches the right parties and insurance carriers. When appropriate, we consult records relating to maintenance, cleaning schedules, or snow and ice removal. Early, organized investigation prevents gaps that insurers might seize upon and lays the foundation for a clear, credible presentation of liability.
Your intake meeting covers the who, what, where, and when: the location, the hazard, people involved, and your medical status. We review photos, messages, and paperwork you already have and identify what to obtain next. We discuss treatment options and how to document symptoms and time missed from work. If language or technology barriers exist, we adjust communication methods to keep the process smooth. From day one, our goal is to understand your story and translate it into clear, verifiable facts the insurer will need to evaluate.
When feasible, we arrange a site review to document conditions, lighting, measurements, and any warnings. We request maintenance logs, cleaning schedules, and relevant policies to assess whether reasonable inspections were performed. For weather-related incidents, we secure meteorological records and contractor agreements about snow and ice removal. We also seek surveillance, incident reports, and employee statements. This evidence helps establish how long the hazard existed and what should have been done to address it, creating a reliable record for negotiations and, if necessary, litigation.
We work closely with your medical providers to obtain records that clearly connect your injuries to the fall. We track diagnoses, treatment plans, referrals, and any recommended restrictions. Bills, receipts, and wage loss documentation are collected to quantify economic damages. We then assemble a demand package that explains liability, outlines the medical course, and presents a well-supported valuation. Throughout, we communicate with you about offers, counteroffers, and strategy, so each decision aligns with your priorities and timeline.
Connecting the fall to your injuries is central to any claim. We ensure providers include accurate histories, identify imaging and test results that corroborate symptoms, and note functional limitations affecting daily life and work. Where appropriate, we obtain letters explaining causation and future care needs. This medical foundation counters insurer arguments that injuries were preexisting or unrelated. It also helps us set realistic settlement goals and prepares the case for litigation if negotiations do not produce a fair resolution.
Valuing a claim requires more than adding bills. We assess wage loss, future care, and non-economic harms such as pain and daily limitations. We present a demand letter with evidence that supports each category and anticipate common defenses. Negotiations are approached calmly and strategically, with counteroffers that reflect your goals. We keep you updated, explain the tradeoffs of each option, and recommend paths that balance risk, timing, and potential outcomes. If talks stall, we review litigation timing and potential next steps.
If a fair settlement is achievable, we finalize terms, address liens, and ensure funds are distributed efficiently. When settlement isn’t possible, we file suit within the applicable deadlines and move the case forward in the appropriate court. Litigation brings formal discovery, depositions, and potential motion practice. Because evidence was preserved early, your case enters this phase organized and ready. We continue to evaluate settlement opportunities while preparing for trial, keeping you informed and involved at each step.
Before filing suit, many cases benefit from structured negotiations or mediation. We refine the demand with updated records, then engage in discussions aimed at a fair resolution. Mediation provides a confidential setting to explore settlement ranges with a neutral facilitator. We prepare you for the process, outline likely insurer positions, and identify goals that reflect your needs. If a settlement aligns with those goals, we move promptly to finalize agreements and handle the administrative steps required for payment and lien resolution.
When litigation is necessary, we file in the appropriate venue and prepare for discovery. That includes exchanging documents, taking depositions, and, where helpful, engaging experts to explain safety standards or medical issues. We keep you informed about timelines and what to expect at each stage, from case management conferences to potential settlement conferences. Throughout, we remain open to reasonable offers while building a persuasive presentation for court. Our aim is to ensure your case is thoroughly prepared, clear, and ready for the judge or jury.
Prioritize safety and medical care. If possible, photograph the hazard and surrounding area from multiple angles, including any missing or inadequate warning signs. Ask to complete an incident report and request that surveillance be preserved. Collect witness names and contact details. Save the shoes and clothing you wore. Seek prompt medical evaluation and explain exactly how you fell. Keep all bills, receipts, and discharge instructions. Avoid posting about the incident on social media while your claim is pending. Soon after, consider a consultation to discuss preserving evidence and protecting your rights. We can send preservation requests for video and records before they are lost, contact insurers on your behalf, and guide you on documenting symptoms and missed work. Early involvement often prevents missteps that can slow or weaken a claim. Our team can evaluate liability, identify responsible parties, and outline a plan tailored to your injuries and goals.
In many New Jersey personal injury cases, you generally have two years from the date of the incident to file a lawsuit. However, strict deadlines can be shorter in certain situations. For claims involving public entities, a Notice of Claim may be required within 90 days, with additional timing rules for filing suit. Missing a deadline can bar your claim entirely, regardless of its strength. Because timelines depend on the facts and the parties involved, it’s wise to get a prompt review. Early guidance helps confirm the correct deadlines, ensures evidence is preserved, and prevents delays that reduce your options. If your injuries are still developing, we can monitor treatment progress while keeping your claim on schedule. A quick call can clarify which time limits apply to your situation and the steps needed to protect your case.
Generally, you must show the property owner, manager, or tenant created the hazard, knew about it, or should have known (constructive notice) and failed to fix it or warn. Notice can be proven with maintenance logs, employee statements, surveillance, prior complaints, or the condition of the hazard itself, such as footprints through a spill that suggest it existed for a while. In some self-service settings, New Jersey’s mode-of-operation doctrine can ease the burden of proving notice because certain hazards are foreseeable. Each case is fact-specific. We investigate how long the condition existed, what inspections were performed, and whether reasonable steps would have prevented your fall. By assembling records and witness accounts, we work to establish responsibility and present a clear liability picture to the insurer or, if needed, the court.
New Jersey follows modified comparative negligence. If you are 50% or less responsible, your compensation may be reduced by your percentage of fault. If you are more than 50% at fault, you generally cannot recover. Insurers often raise comparative negligence by pointing to footwear, distractions, or warnings. The right evidence can counter those arguments and show why reasonable care by the property would have prevented the fall. We address comparative fault early by preserving surveillance, seeking maintenance records, and documenting lighting, signage, and visibility. Photos, witness accounts, and medical records help tell the full story. Even if you believe you share some responsibility, it is important to get an assessment. Many cases still resolve favorably when the overall evidence shows the property failed to act reasonably under the circumstances.
Valuation starts with economic losses: medical bills, future treatment, therapy, prescriptions, and lost wages or diminished earning capacity. We also consider non-economic harms like pain, limitations in daily life, and the impact on hobbies and relationships. Strong documentation—clear medical records, consistent treatment, and accurate wage verification—supports a higher, more reliable claim value. Other factors include the clarity of liability, the quality of evidence, and how long recovery is expected to take. Insurers analyze risk and may increase offers when presented with organized proof and well-prepared witnesses. We provide a demand that explains liability and damages, anticipate defenses, and negotiate accordingly. If fair settlement isn’t possible, litigation timelines and potential outcomes are discussed so you can make informed decisions about next steps.
You are not required to give a recorded statement to the opposing insurer, and doing so early can create problems. Adjusters may ask broad questions about fault or prior injuries. It’s usually better to provide basic information and let your attorney coordinate detailed communications. We can supply records and answers that are accurate and limited to what is necessary. If a statement becomes appropriate later, we will prepare with you and attend the call. That ensures questions are understood and answered precisely, without speculation. Keeping communications measured protects your privacy and prevents misunderstandings. Meanwhile, we continue gathering evidence and medical documentation so the insurer receives a clear, well-supported presentation of what happened and the fair value of your claim.
High-impact evidence includes photographs and videos of the hazard, incident reports, and surveillance footage preserved promptly. Maintenance logs, cleaning schedules, and snow removal records can show whether reasonable inspections occurred. Weather data helps in ice cases. Witness statements support how the fall happened and how long the condition existed. Medical records connect the incident to diagnosed injuries and treatment. Footwear and clothing preserved in their post-incident condition can also be significant. We often send preservation letters immediately to prevent deletion of critical video. Together, these materials demonstrate liability and damages in a way that is difficult to dismiss. The stronger and more organized your evidence, the more persuasive your claim becomes during negotiations and, if necessary, in litigation.
Sidewalk cases depend on who controls the area and the nature of the property. In many situations, commercial property owners have responsibilities for adjacent sidewalks, including reasonable snow and ice removal within a reasonable time. Residential scenarios can differ. Establishing control, notice, and the timing of weather events and maintenance efforts is key. Photos, weather reports, contractor agreements, and witness accounts help show whether the condition should have been addressed sooner. Because responsibility can vary, a quick review can clarify whether a claim is viable and who should be notified. We investigate ownership records, maintenance practices, and any prior complaints to build a clear picture of what happened and who bears responsibility under New Jersey law.
Timelines vary. Straightforward cases with clear liability and modest injuries may resolve in a few months after treatment stabilizes and records are collected. Disputed liability, ongoing medical care, or extensive damages can extend the process. Litigation adds time for discovery, motions, and potential trial settings. Throughout, we evaluate opportunities for settlement while preparing for court if necessary. Although quick resolutions are appealing, settling before the full scope of injuries is known can lead to undervaluation. We balance speed with completeness, aiming to present a strong claim supported by medical documentation and evidence of liability. You will receive updates and realistic expectations about milestones, including demand preparation, negotiation windows, and any litigation deadlines that apply to your case.
We offer a no-cost consultation to discuss your situation and options. For injury matters, legal fees are typically contingency-based, meaning our fee is a percentage of the recovery and paid from settlement or verdict proceeds. If there is no recovery, you generally owe no fee. We will explain the fee structure and case expenses during your consultation. Transparency is important. We discuss potential costs, such as medical record fees or expert expenses if litigation becomes necessary, before they are incurred. Our aim is to ensure you understand how fees work, what to expect financially, and how we keep costs reasonable while building a strong case. If you have questions about fees, we are happy to walk through examples and options.